LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,398
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$75,681
−HK$2,320/mo
Today · 4.125%
HK$78,001
baseline
▲ 0.50% · 4.625%
HK$82,747
+HK$4,746/mo
Deposit HK$16.09M · loan HK$16.09M · min. income ≈ HK$156,002/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$1,368,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,654
−HK$4,412/mo
▼ 0.25% · 3.875%
HK$83,844
−HK$2,222/mo
Today · 4.125%
HK$86,066
baseline
▲ 0.50% · 4.625%
HK$90,603
+HK$4,537/mo
Deposit HK$16.09M · loan HK$16.09M · min. income ≈ HK$172,132/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$1,368,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,078
−HK$5,523/mo
▼ 0.25% · 3.875%
HK$90,817
−HK$2,784/mo
Today · 4.125%
HK$93,601
baseline
▲ 0.50% · 4.625%
HK$99,296
+HK$5,695/mo
Deposit HK$12.88M · loan HK$19.31M · min. income ≈ HK$187,202/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,368,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,985
−HK$5,294/mo
▼ 0.25% · 3.875%
HK$100,613
−HK$2,666/mo
Today · 4.125%
HK$103,279
baseline
▲ 0.50% · 4.625%
HK$108,723
+HK$5,444/mo
Deposit HK$12.88M · loan HK$19.31M · min. income ≈ HK$206,558/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,368,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,757
−HK$6,444/mo
▼ 0.25% · 3.875%
HK$105,953
−HK$3,248/mo
Today · 4.125%
HK$109,201
baseline
▲ 0.50% · 4.625%
HK$115,846
+HK$6,645/mo
Deposit HK$9.66M · loan HK$22.53M · min. income ≈ HK$218,402/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$1,368,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,316
−HK$6,176/mo
▼ 0.25% · 3.875%
HK$117,382
−HK$3,110/mo
Today · 4.125%
HK$120,492
baseline
▲ 0.50% · 4.625%
HK$126,844
+HK$6,352/mo
Deposit HK$9.66M · loan HK$22.53M · min. income ≈ HK$240,984/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$1,368,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,116
−HK$8,285/mo
▼ 0.25% · 3.875%
HK$136,226
−HK$4,175/mo
Today · 4.125%
HK$140,401
baseline
▲ 0.50% · 4.625%
HK$148,944
+HK$8,543/mo
Deposit HK$3.22M · loan HK$28.97M · min. income ≈ HK$280,802/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$1,368,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,978
−HK$7,941/mo
▼ 0.25% · 3.875%
HK$150,920
−HK$3,999/mo
Today · 4.125%
HK$154,919
baseline
▲ 0.50% · 4.625%
HK$163,085
+HK$8,166/mo
Deposit HK$3.22M · loan HK$28.97M · min. income ≈ HK$309,838/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$1,368,010 · Scale 2, in force from 26 Feb 2026)