LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,399
−HK$4,602/mo
▼ 0.25% · 3.875%
HK$75,682
−HK$2,319/mo
Today · 4.125%
HK$78,001
baseline
▲ 0.50% · 4.625%
HK$82,748
+HK$4,747/mo
Deposit HK$16.09M · loan HK$16.09M · min. income ≈ HK$156,002/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$1,368,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,655
−HK$4,412/mo
▼ 0.25% · 3.875%
HK$83,845
−HK$2,222/mo
Today · 4.125%
HK$86,067
baseline
▲ 0.50% · 4.625%
HK$90,604
+HK$4,537/mo
Deposit HK$16.09M · loan HK$16.09M · min. income ≈ HK$172,134/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$1,368,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,078
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$90,818
−HK$2,784/mo
Today · 4.125%
HK$93,602
baseline
▲ 0.50% · 4.625%
HK$99,297
+HK$5,695/mo
Deposit HK$12.88M · loan HK$19.31M · min. income ≈ HK$187,204/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,368,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,986
−HK$5,294/mo
▼ 0.25% · 3.875%
HK$100,614
−HK$2,666/mo
Today · 4.125%
HK$103,280
baseline
▲ 0.50% · 4.625%
HK$108,724
+HK$5,444/mo
Deposit HK$12.88M · loan HK$19.31M · min. income ≈ HK$206,560/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,368,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,758
−HK$6,444/mo
▼ 0.25% · 3.875%
HK$105,955
−HK$3,247/mo
Today · 4.125%
HK$109,202
baseline
▲ 0.50% · 4.625%
HK$115,847
+HK$6,645/mo
Deposit HK$9.66M · loan HK$22.53M · min. income ≈ HK$218,404/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$1,368,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,317
−HK$6,177/mo
▼ 0.25% · 3.875%
HK$117,383
−HK$3,111/mo
Today · 4.125%
HK$120,494
baseline
▲ 0.50% · 4.625%
HK$126,845
+HK$6,351/mo
Deposit HK$9.66M · loan HK$22.53M · min. income ≈ HK$240,988/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$1,368,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,118
−HK$8,285/mo
▼ 0.25% · 3.875%
HK$136,227
−HK$4,176/mo
Today · 4.125%
HK$140,403
baseline
▲ 0.50% · 4.625%
HK$148,946
+HK$8,543/mo
Deposit HK$3.22M · loan HK$28.97M · min. income ≈ HK$280,806/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$1,368,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,980
−HK$7,940/mo
▼ 0.25% · 3.875%
HK$150,921
−HK$3,999/mo
Today · 4.125%
HK$154,920
baseline
▲ 0.50% · 4.625%
HK$163,086
+HK$8,166/mo
Deposit HK$3.22M · loan HK$28.97M · min. income ≈ HK$309,840/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$1,368,024 · Scale 2, in force from 26 Feb 2026)