LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,409
−HK$4,604/mo
▼ 0.25% · 3.875%
HK$75,693
−HK$2,320/mo
Today · 4.125%
HK$78,013
baseline
▲ 0.50% · 4.625%
HK$82,759
+HK$4,746/mo
Deposit HK$16.10M · loan HK$16.10M · min. income ≈ HK$156,026/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$1,368,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,667
−HK$4,412/mo
▼ 0.25% · 3.875%
HK$83,857
−HK$2,222/mo
Today · 4.125%
HK$86,079
baseline
▲ 0.50% · 4.625%
HK$90,617
+HK$4,538/mo
Deposit HK$16.10M · loan HK$16.10M · min. income ≈ HK$172,158/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$1,368,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,091
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$90,831
−HK$2,784/mo
Today · 4.125%
HK$93,615
baseline
▲ 0.50% · 4.625%
HK$99,311
+HK$5,696/mo
Deposit HK$12.88M · loan HK$19.32M · min. income ≈ HK$187,230/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,368,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,000
−HK$5,295/mo
▼ 0.25% · 3.875%
HK$100,629
−HK$2,666/mo
Today · 4.125%
HK$103,295
baseline
▲ 0.50% · 4.625%
HK$108,740
+HK$5,445/mo
Deposit HK$12.88M · loan HK$19.32M · min. income ≈ HK$206,590/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,368,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,773
−HK$6,445/mo
▼ 0.25% · 3.875%
HK$105,970
−HK$3,248/mo
Today · 4.125%
HK$109,218
baseline
▲ 0.50% · 4.625%
HK$115,863
+HK$6,645/mo
Deposit HK$9.66M · loan HK$22.54M · min. income ≈ HK$218,436/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$1,368,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,334
−HK$6,177/mo
▼ 0.25% · 3.875%
HK$117,400
−HK$3,111/mo
Today · 4.125%
HK$120,511
baseline
▲ 0.50% · 4.625%
HK$126,863
+HK$6,352/mo
Deposit HK$9.66M · loan HK$22.54M · min. income ≈ HK$241,022/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$1,368,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,136
−HK$8,287/mo
▼ 0.25% · 3.875%
HK$136,247
−HK$4,176/mo
Today · 4.125%
HK$140,423
baseline
▲ 0.50% · 4.625%
HK$148,967
+HK$8,544/mo
Deposit HK$3.22M · loan HK$28.97M · min. income ≈ HK$280,846/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$1,368,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,001
−HK$7,941/mo
▼ 0.25% · 3.875%
HK$150,943
−HK$3,999/mo
Today · 4.125%
HK$154,942
baseline
▲ 0.50% · 4.625%
HK$163,110
+HK$8,168/mo
Deposit HK$3.22M · loan HK$28.97M · min. income ≈ HK$309,884/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$1,368,219 · Scale 2, in force from 26 Feb 2026)