LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,456
−HK$4,607/mo
▼ 0.25% · 3.875%
HK$75,741
−HK$2,322/mo
Today · 4.125%
HK$78,063
baseline
▲ 0.50% · 4.625%
HK$82,813
+HK$4,750/mo
Deposit HK$16.11M · loan HK$16.11M · min. income ≈ HK$156,126/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$1,369,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,719
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$83,911
−HK$2,223/mo
Today · 4.125%
HK$86,134
baseline
▲ 0.50% · 4.625%
HK$90,675
+HK$4,541/mo
Deposit HK$16.11M · loan HK$16.11M · min. income ≈ HK$172,268/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$1,369,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,148
−HK$5,527/mo
▼ 0.25% · 3.875%
HK$90,890
−HK$2,785/mo
Today · 4.125%
HK$93,675
baseline
▲ 0.50% · 4.625%
HK$99,375
+HK$5,700/mo
Deposit HK$12.89M · loan HK$19.33M · min. income ≈ HK$187,350/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,369,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,063
−HK$5,298/mo
▼ 0.25% · 3.875%
HK$100,693
−HK$2,668/mo
Today · 4.125%
HK$103,361
baseline
▲ 0.50% · 4.625%
HK$108,810
+HK$5,449/mo
Deposit HK$12.89M · loan HK$19.33M · min. income ≈ HK$206,722/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,369,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,839
−HK$6,449/mo
▼ 0.25% · 3.875%
HK$106,038
−HK$3,250/mo
Today · 4.125%
HK$109,288
baseline
▲ 0.50% · 4.625%
HK$115,938
+HK$6,650/mo
Deposit HK$9.66M · loan HK$22.55M · min. income ≈ HK$218,576/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$1,369,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,407
−HK$6,181/mo
▼ 0.25% · 3.875%
HK$117,476
−HK$3,112/mo
Today · 4.125%
HK$120,588
baseline
▲ 0.50% · 4.625%
HK$126,945
+HK$6,357/mo
Deposit HK$9.66M · loan HK$22.55M · min. income ≈ HK$241,176/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$1,369,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,221
−HK$8,292/mo
▼ 0.25% · 3.875%
HK$136,334
−HK$4,179/mo
Today · 4.125%
HK$140,513
baseline
▲ 0.50% · 4.625%
HK$149,063
+HK$8,550/mo
Deposit HK$3.22M · loan HK$28.99M · min. income ≈ HK$281,026/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$1,369,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,095
−HK$7,947/mo
▼ 0.25% · 3.875%
HK$151,040
−HK$4,002/mo
Today · 4.125%
HK$155,042
baseline
▲ 0.50% · 4.625%
HK$163,215
+HK$8,173/mo
Deposit HK$3.22M · loan HK$28.99M · min. income ≈ HK$310,084/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$1,369,098 · Scale 2, in force from 26 Feb 2026)