LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,483
−HK$4,608/mo
▼ 0.25% · 3.875%
HK$75,769
−HK$2,322/mo
Today · 4.125%
HK$78,091
baseline
▲ 0.50% · 4.625%
HK$82,843
+HK$4,752/mo
Deposit HK$16.11M · loan HK$16.11M · min. income ≈ HK$156,182/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$1,369,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,749
−HK$4,417/mo
▼ 0.25% · 3.875%
HK$83,942
−HK$2,224/mo
Today · 4.125%
HK$86,166
baseline
▲ 0.50% · 4.625%
HK$90,708
+HK$4,542/mo
Deposit HK$16.11M · loan HK$16.11M · min. income ≈ HK$172,332/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$1,369,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,180
−HK$5,529/mo
▼ 0.25% · 3.875%
HK$90,922
−HK$2,787/mo
Today · 4.125%
HK$93,709
baseline
▲ 0.50% · 4.625%
HK$99,411
+HK$5,702/mo
Deposit HK$12.89M · loan HK$19.34M · min. income ≈ HK$187,418/mo (50% DSR)
Upfront cash ≈ HK$14.26M (deposit + AVD stamp duty HK$1,369,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,099
−HK$5,300/mo
▼ 0.25% · 3.875%
HK$100,730
−HK$2,669/mo
Today · 4.125%
HK$103,399
baseline
▲ 0.50% · 4.625%
HK$108,849
+HK$5,450/mo
Deposit HK$12.89M · loan HK$19.34M · min. income ≈ HK$206,798/mo (50% DSR)
Upfront cash ≈ HK$14.26M (deposit + AVD stamp duty HK$1,369,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,876
−HK$6,451/mo
▼ 0.25% · 3.875%
HK$106,076
−HK$3,251/mo
Today · 4.125%
HK$109,327
baseline
▲ 0.50% · 4.625%
HK$115,980
+HK$6,653/mo
Deposit HK$9.67M · loan HK$22.56M · min. income ≈ HK$218,654/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$1,369,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,449
−HK$6,183/mo
▼ 0.25% · 3.875%
HK$117,518
−HK$3,114/mo
Today · 4.125%
HK$120,632
baseline
▲ 0.50% · 4.625%
HK$126,991
+HK$6,359/mo
Deposit HK$9.67M · loan HK$22.56M · min. income ≈ HK$241,264/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$1,369,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,269
−HK$8,295/mo
▼ 0.25% · 3.875%
HK$136,384
−HK$4,180/mo
Today · 4.125%
HK$140,564
baseline
▲ 0.50% · 4.625%
HK$149,117
+HK$8,553/mo
Deposit HK$3.22M · loan HK$29.00M · min. income ≈ HK$281,128/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$1,369,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,148
−HK$7,950/mo
▼ 0.25% · 3.875%
HK$151,095
−HK$4,003/mo
Today · 4.125%
HK$155,098
baseline
▲ 0.50% · 4.625%
HK$163,274
+HK$8,176/mo
Deposit HK$3.22M · loan HK$29.00M · min. income ≈ HK$310,196/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$1,369,594 · Scale 2, in force from 26 Feb 2026)