LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,505
−HK$4,609/mo
▼ 0.25% · 3.875%
HK$75,791
−HK$2,323/mo
Today · 4.125%
HK$78,114
baseline
▲ 0.50% · 4.625%
HK$82,867
+HK$4,753/mo
Deposit HK$16.12M · loan HK$16.12M · min. income ≈ HK$156,228/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$1,370,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,773
−HK$4,418/mo
▼ 0.25% · 3.875%
HK$83,967
−HK$2,224/mo
Today · 4.125%
HK$86,191
baseline
▲ 0.50% · 4.625%
HK$90,735
+HK$4,544/mo
Deposit HK$16.12M · loan HK$16.12M · min. income ≈ HK$172,382/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$1,370,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,206
−HK$5,531/mo
▼ 0.25% · 3.875%
HK$90,950
−HK$2,787/mo
Today · 4.125%
HK$93,737
baseline
▲ 0.50% · 4.625%
HK$99,441
+HK$5,704/mo
Deposit HK$12.89M · loan HK$19.34M · min. income ≈ HK$187,474/mo (50% DSR)
Upfront cash ≈ HK$14.26M (deposit + AVD stamp duty HK$1,370,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,128
−HK$5,302/mo
▼ 0.25% · 3.875%
HK$100,760
−HK$2,670/mo
Today · 4.125%
HK$103,430
baseline
▲ 0.50% · 4.625%
HK$108,882
+HK$5,452/mo
Deposit HK$12.89M · loan HK$19.34M · min. income ≈ HK$206,860/mo (50% DSR)
Upfront cash ≈ HK$14.26M (deposit + AVD stamp duty HK$1,370,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,907
−HK$6,453/mo
▼ 0.25% · 3.875%
HK$106,108
−HK$3,252/mo
Today · 4.125%
HK$109,360
baseline
▲ 0.50% · 4.625%
HK$116,014
+HK$6,654/mo
Deposit HK$9.67M · loan HK$22.56M · min. income ≈ HK$218,720/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$1,370,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,483
−HK$6,185/mo
▼ 0.25% · 3.875%
HK$117,553
−HK$3,115/mo
Today · 4.125%
HK$120,668
baseline
▲ 0.50% · 4.625%
HK$127,029
+HK$6,361/mo
Deposit HK$9.67M · loan HK$22.56M · min. income ≈ HK$241,336/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$1,370,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,309
−HK$8,297/mo
▼ 0.25% · 3.875%
HK$136,424
−HK$4,182/mo
Today · 4.125%
HK$140,606
baseline
▲ 0.50% · 4.625%
HK$149,161
+HK$8,555/mo
Deposit HK$3.22M · loan HK$29.01M · min. income ≈ HK$281,212/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$1,370,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,192
−HK$7,953/mo
▼ 0.25% · 3.875%
HK$151,140
−HK$4,005/mo
Today · 4.125%
HK$155,145
baseline
▲ 0.50% · 4.625%
HK$163,322
+HK$8,177/mo
Deposit HK$3.22M · loan HK$29.01M · min. income ≈ HK$310,290/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$1,370,003 · Scale 2, in force from 26 Feb 2026)