LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,513
−HK$4,610/mo
▼ 0.25% · 3.875%
HK$75,799
−HK$2,324/mo
Today · 4.125%
HK$78,123
baseline
▲ 0.50% · 4.625%
HK$82,876
+HK$4,753/mo
Deposit HK$16.12M · loan HK$16.12M · min. income ≈ HK$156,246/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$1,370,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,782
−HK$4,419/mo
▼ 0.25% · 3.875%
HK$83,976
−HK$2,225/mo
Today · 4.125%
HK$86,201
baseline
▲ 0.50% · 4.625%
HK$90,744
+HK$4,543/mo
Deposit HK$16.12M · loan HK$16.12M · min. income ≈ HK$172,402/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$1,370,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,215
−HK$5,532/mo
▼ 0.25% · 3.875%
HK$90,959
−HK$2,788/mo
Today · 4.125%
HK$93,747
baseline
▲ 0.50% · 4.625%
HK$99,452
+HK$5,705/mo
Deposit HK$12.90M · loan HK$19.34M · min. income ≈ HK$187,494/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,370,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,139
−HK$5,302/mo
▼ 0.25% · 3.875%
HK$100,771
−HK$2,670/mo
Today · 4.125%
HK$103,441
baseline
▲ 0.50% · 4.625%
HK$108,893
+HK$5,452/mo
Deposit HK$12.90M · loan HK$19.34M · min. income ≈ HK$206,882/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,370,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,918
−HK$6,454/mo
▼ 0.25% · 3.875%
HK$106,119
−HK$3,253/mo
Today · 4.125%
HK$109,372
baseline
▲ 0.50% · 4.625%
HK$116,027
+HK$6,655/mo
Deposit HK$9.67M · loan HK$22.57M · min. income ≈ HK$218,744/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$1,370,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,495
−HK$6,186/mo
▼ 0.25% · 3.875%
HK$117,566
−HK$3,115/mo
Today · 4.125%
HK$120,681
baseline
▲ 0.50% · 4.625%
HK$127,042
+HK$6,361/mo
Deposit HK$9.67M · loan HK$22.57M · min. income ≈ HK$241,362/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$1,370,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,323
−HK$8,298/mo
▼ 0.25% · 3.875%
HK$136,439
−HK$4,182/mo
Today · 4.125%
HK$140,621
baseline
▲ 0.50% · 4.625%
HK$149,177
+HK$8,556/mo
Deposit HK$3.22M · loan HK$29.01M · min. income ≈ HK$281,242/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$1,370,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,208
−HK$7,953/mo
▼ 0.25% · 3.875%
HK$151,156
−HK$4,005/mo
Today · 4.125%
HK$155,161
baseline
▲ 0.50% · 4.625%
HK$163,340
+HK$8,179/mo
Deposit HK$3.22M · loan HK$29.01M · min. income ≈ HK$310,322/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$1,370,151 · Scale 2, in force from 26 Feb 2026)