LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,517
−HK$4,610/mo
▼ 0.25% · 3.875%
HK$75,804
−HK$2,323/mo
Today · 4.125%
HK$78,127
baseline
▲ 0.50% · 4.625%
HK$82,881
+HK$4,754/mo
Deposit HK$16.12M · loan HK$16.12M · min. income ≈ HK$156,254/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$1,370,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,787
−HK$4,419/mo
▼ 0.25% · 3.875%
HK$83,980
−HK$2,226/mo
Today · 4.125%
HK$86,206
baseline
▲ 0.50% · 4.625%
HK$90,750
+HK$4,544/mo
Deposit HK$16.12M · loan HK$16.12M · min. income ≈ HK$172,412/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$1,370,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,220
−HK$5,533/mo
▼ 0.25% · 3.875%
HK$90,965
−HK$2,788/mo
Today · 4.125%
HK$93,753
baseline
▲ 0.50% · 4.625%
HK$99,457
+HK$5,704/mo
Deposit HK$12.90M · loan HK$19.34M · min. income ≈ HK$187,506/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,370,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,144
−HK$5,303/mo
▼ 0.25% · 3.875%
HK$100,776
−HK$2,671/mo
Today · 4.125%
HK$103,447
baseline
▲ 0.50% · 4.625%
HK$108,900
+HK$5,453/mo
Deposit HK$12.90M · loan HK$19.34M · min. income ≈ HK$206,894/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,370,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,924
−HK$6,454/mo
▼ 0.25% · 3.875%
HK$106,125
−HK$3,253/mo
Today · 4.125%
HK$109,378
baseline
▲ 0.50% · 4.625%
HK$116,033
+HK$6,655/mo
Deposit HK$9.67M · loan HK$22.57M · min. income ≈ HK$218,756/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$1,370,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,502
−HK$6,186/mo
▼ 0.25% · 3.875%
HK$117,573
−HK$3,115/mo
Today · 4.125%
HK$120,688
baseline
▲ 0.50% · 4.625%
HK$127,049
+HK$6,361/mo
Deposit HK$9.67M · loan HK$22.57M · min. income ≈ HK$241,376/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$1,370,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,331
−HK$8,298/mo
▼ 0.25% · 3.875%
HK$136,447
−HK$4,182/mo
Today · 4.125%
HK$140,629
baseline
▲ 0.50% · 4.625%
HK$149,186
+HK$8,557/mo
Deposit HK$3.22M · loan HK$29.02M · min. income ≈ HK$281,258/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$1,370,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,216
−HK$7,954/mo
▼ 0.25% · 3.875%
HK$151,165
−HK$4,005/mo
Today · 4.125%
HK$155,170
baseline
▲ 0.50% · 4.625%
HK$163,349
+HK$8,179/mo
Deposit HK$3.22M · loan HK$29.02M · min. income ≈ HK$310,340/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$1,370,229 · Scale 2, in force from 26 Feb 2026)