LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,519
−HK$4,610/mo
▼ 0.25% · 3.875%
HK$75,806
−HK$2,323/mo
Today · 4.125%
HK$78,129
baseline
▲ 0.50% · 4.625%
HK$82,883
+HK$4,754/mo
Deposit HK$16.12M · loan HK$16.12M · min. income ≈ HK$156,258/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$1,370,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,789
−HK$4,419/mo
▼ 0.25% · 3.875%
HK$83,983
−HK$2,225/mo
Today · 4.125%
HK$86,208
baseline
▲ 0.50% · 4.625%
HK$90,752
+HK$4,544/mo
Deposit HK$16.12M · loan HK$16.12M · min. income ≈ HK$172,416/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$1,370,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,223
−HK$5,532/mo
▼ 0.25% · 3.875%
HK$90,967
−HK$2,788/mo
Today · 4.125%
HK$93,755
baseline
▲ 0.50% · 4.625%
HK$99,460
+HK$5,705/mo
Deposit HK$12.90M · loan HK$19.34M · min. income ≈ HK$187,510/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,370,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,147
−HK$5,303/mo
▼ 0.25% · 3.875%
HK$100,779
−HK$2,671/mo
Today · 4.125%
HK$103,450
baseline
▲ 0.50% · 4.625%
HK$108,903
+HK$5,453/mo
Deposit HK$12.90M · loan HK$19.34M · min. income ≈ HK$206,900/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,370,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,927
−HK$6,454/mo
▼ 0.25% · 3.875%
HK$106,128
−HK$3,253/mo
Today · 4.125%
HK$109,381
baseline
▲ 0.50% · 4.625%
HK$116,037
+HK$6,656/mo
Deposit HK$9.67M · loan HK$22.57M · min. income ≈ HK$218,762/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$1,370,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,505
−HK$6,186/mo
▼ 0.25% · 3.875%
HK$117,576
−HK$3,115/mo
Today · 4.125%
HK$120,691
baseline
▲ 0.50% · 4.625%
HK$127,053
+HK$6,362/mo
Deposit HK$9.67M · loan HK$22.57M · min. income ≈ HK$241,382/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$1,370,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,334
−HK$8,299/mo
▼ 0.25% · 3.875%
HK$136,451
−HK$4,182/mo
Today · 4.125%
HK$140,633
baseline
▲ 0.50% · 4.625%
HK$149,190
+HK$8,557/mo
Deposit HK$3.22M · loan HK$29.02M · min. income ≈ HK$281,266/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$1,370,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,221
−HK$7,954/mo
▼ 0.25% · 3.875%
HK$151,169
−HK$4,006/mo
Today · 4.125%
HK$155,175
baseline
▲ 0.50% · 4.625%
HK$163,354
+HK$8,179/mo
Deposit HK$3.22M · loan HK$29.02M · min. income ≈ HK$310,350/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$1,370,268 · Scale 2, in force from 26 Feb 2026)