LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,546
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$75,834
−HK$2,324/mo
Today · 4.125%
HK$78,158
baseline
▲ 0.50% · 4.625%
HK$82,914
+HK$4,756/mo
Deposit HK$16.13M · loan HK$16.13M · min. income ≈ HK$156,316/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$1,370,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,820
−HK$4,420/mo
▼ 0.25% · 3.875%
HK$84,014
−HK$2,226/mo
Today · 4.125%
HK$86,240
baseline
▲ 0.50% · 4.625%
HK$90,786
+HK$4,546/mo
Deposit HK$16.13M · loan HK$16.13M · min. income ≈ HK$172,480/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$1,370,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,256
−HK$5,534/mo
▼ 0.25% · 3.875%
HK$91,001
−HK$2,789/mo
Today · 4.125%
HK$93,790
baseline
▲ 0.50% · 4.625%
HK$99,497
+HK$5,707/mo
Deposit HK$12.90M · loan HK$19.35M · min. income ≈ HK$187,580/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,370,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,183
−HK$5,305/mo
▼ 0.25% · 3.875%
HK$100,817
−HK$2,671/mo
Today · 4.125%
HK$103,488
baseline
▲ 0.50% · 4.625%
HK$108,943
+HK$5,455/mo
Deposit HK$12.90M · loan HK$19.35M · min. income ≈ HK$206,976/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,370,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,965
−HK$6,457/mo
▼ 0.25% · 3.875%
HK$106,168
−HK$3,254/mo
Today · 4.125%
HK$109,422
baseline
▲ 0.50% · 4.625%
HK$116,080
+HK$6,658/mo
Deposit HK$9.68M · loan HK$22.58M · min. income ≈ HK$218,844/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$1,370,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,547
−HK$6,189/mo
▼ 0.25% · 3.875%
HK$117,619
−HK$3,117/mo
Today · 4.125%
HK$120,736
baseline
▲ 0.50% · 4.625%
HK$127,100
+HK$6,364/mo
Deposit HK$9.68M · loan HK$22.58M · min. income ≈ HK$241,472/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$1,370,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,383
−HK$8,302/mo
▼ 0.25% · 3.875%
HK$136,501
−HK$4,184/mo
Today · 4.125%
HK$140,685
baseline
▲ 0.50% · 4.625%
HK$149,245
+HK$8,560/mo
Deposit HK$3.23M · loan HK$29.03M · min. income ≈ HK$281,370/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$1,370,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,275
−HK$7,957/mo
▼ 0.25% · 3.875%
HK$151,225
−HK$4,007/mo
Today · 4.125%
HK$155,232
baseline
▲ 0.50% · 4.625%
HK$163,414
+HK$8,182/mo
Deposit HK$3.23M · loan HK$29.03M · min. income ≈ HK$310,464/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$1,370,775 · Scale 2, in force from 26 Feb 2026)