LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,551
−HK$4,613/mo
▼ 0.25% · 3.875%
HK$75,839
−HK$2,325/mo
Today · 4.125%
HK$78,164
baseline
▲ 0.50% · 4.625%
HK$82,920
+HK$4,756/mo
Deposit HK$16.13M · loan HK$16.13M · min. income ≈ HK$156,328/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$1,370,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,825
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$84,020
−HK$2,226/mo
Today · 4.125%
HK$86,246
baseline
▲ 0.50% · 4.625%
HK$90,792
+HK$4,546/mo
Deposit HK$16.13M · loan HK$16.13M · min. income ≈ HK$172,492/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$1,370,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,262
−HK$5,534/mo
▼ 0.25% · 3.875%
HK$91,007
−HK$2,789/mo
Today · 4.125%
HK$93,796
baseline
▲ 0.50% · 4.625%
HK$99,504
+HK$5,708/mo
Deposit HK$12.90M · loan HK$19.35M · min. income ≈ HK$187,592/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,370,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,190
−HK$5,305/mo
▼ 0.25% · 3.875%
HK$100,823
−HK$2,672/mo
Today · 4.125%
HK$103,495
baseline
▲ 0.50% · 4.625%
HK$108,950
+HK$5,455/mo
Deposit HK$12.90M · loan HK$19.35M · min. income ≈ HK$206,990/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,370,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,972
−HK$6,457/mo
▼ 0.25% · 3.875%
HK$106,175
−HK$3,254/mo
Today · 4.125%
HK$109,429
baseline
▲ 0.50% · 4.625%
HK$116,088
+HK$6,659/mo
Deposit HK$9.68M · loan HK$22.58M · min. income ≈ HK$218,858/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$1,370,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,555
−HK$6,189/mo
▼ 0.25% · 3.875%
HK$117,627
−HK$3,117/mo
Today · 4.125%
HK$120,744
baseline
▲ 0.50% · 4.625%
HK$127,109
+HK$6,365/mo
Deposit HK$9.68M · loan HK$22.58M · min. income ≈ HK$241,488/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$1,370,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,392
−HK$8,302/mo
▼ 0.25% · 3.875%
HK$136,510
−HK$4,184/mo
Today · 4.125%
HK$140,694
baseline
▲ 0.50% · 4.625%
HK$149,255
+HK$8,561/mo
Deposit HK$3.23M · loan HK$29.03M · min. income ≈ HK$281,388/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$1,370,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,285
−HK$7,957/mo
▼ 0.25% · 3.875%
HK$151,235
−HK$4,007/mo
Today · 4.125%
HK$155,242
baseline
▲ 0.50% · 4.625%
HK$163,425
+HK$8,183/mo
Deposit HK$3.23M · loan HK$29.03M · min. income ≈ HK$310,484/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$1,370,868 · Scale 2, in force from 26 Feb 2026)