LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,552
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$75,839
−HK$2,325/mo
Today · 4.125%
HK$78,164
baseline
▲ 0.50% · 4.625%
HK$82,920
+HK$4,756/mo
Deposit HK$16.13M · loan HK$16.13M · min. income ≈ HK$156,328/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$1,370,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,825
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$84,020
−HK$2,226/mo
Today · 4.125%
HK$86,246
baseline
▲ 0.50% · 4.625%
HK$90,792
+HK$4,546/mo
Deposit HK$16.13M · loan HK$16.13M · min. income ≈ HK$172,492/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$1,370,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,262
−HK$5,535/mo
▼ 0.25% · 3.875%
HK$91,007
−HK$2,790/mo
Today · 4.125%
HK$93,797
baseline
▲ 0.50% · 4.625%
HK$99,504
+HK$5,707/mo
Deposit HK$12.90M · loan HK$19.35M · min. income ≈ HK$187,594/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,370,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,190
−HK$5,305/mo
▼ 0.25% · 3.875%
HK$100,824
−HK$2,671/mo
Today · 4.125%
HK$103,495
baseline
▲ 0.50% · 4.625%
HK$108,951
+HK$5,456/mo
Deposit HK$12.90M · loan HK$19.35M · min. income ≈ HK$206,990/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,370,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,972
−HK$6,457/mo
▼ 0.25% · 3.875%
HK$106,175
−HK$3,254/mo
Today · 4.125%
HK$109,429
baseline
▲ 0.50% · 4.625%
HK$116,088
+HK$6,659/mo
Deposit HK$9.68M · loan HK$22.58M · min. income ≈ HK$218,858/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$1,370,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,556
−HK$6,189/mo
▼ 0.25% · 3.875%
HK$117,628
−HK$3,117/mo
Today · 4.125%
HK$120,745
baseline
▲ 0.50% · 4.625%
HK$127,109
+HK$6,364/mo
Deposit HK$9.68M · loan HK$22.58M · min. income ≈ HK$241,490/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$1,370,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,393
−HK$8,302/mo
▼ 0.25% · 3.875%
HK$136,511
−HK$4,184/mo
Today · 4.125%
HK$140,695
baseline
▲ 0.50% · 4.625%
HK$149,256
+HK$8,561/mo
Deposit HK$3.23M · loan HK$29.03M · min. income ≈ HK$281,390/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$1,370,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,286
−HK$7,957/mo
▼ 0.25% · 3.875%
HK$151,236
−HK$4,007/mo
Today · 4.125%
HK$155,243
baseline
▲ 0.50% · 4.625%
HK$163,426
+HK$8,183/mo
Deposit HK$3.23M · loan HK$29.03M · min. income ≈ HK$310,486/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$1,370,874 · Scale 2, in force from 26 Feb 2026)