LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,563
−HK$4,614/mo
▼ 0.25% · 3.875%
HK$75,852
−HK$2,325/mo
Today · 4.125%
HK$78,177
baseline
▲ 0.50% · 4.625%
HK$82,933
+HK$4,756/mo
Deposit HK$16.13M · loan HK$16.13M · min. income ≈ HK$156,354/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$1,371,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,839
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$84,033
−HK$2,227/mo
Today · 4.125%
HK$86,260
baseline
▲ 0.50% · 4.625%
HK$90,807
+HK$4,547/mo
Deposit HK$16.13M · loan HK$16.13M · min. income ≈ HK$172,520/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$1,371,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,276
−HK$5,536/mo
▼ 0.25% · 3.875%
HK$91,022
−HK$2,790/mo
Today · 4.125%
HK$93,812
baseline
▲ 0.50% · 4.625%
HK$99,520
+HK$5,708/mo
Deposit HK$12.90M · loan HK$19.36M · min. income ≈ HK$187,624/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,371,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,206
−HK$5,306/mo
▼ 0.25% · 3.875%
HK$100,840
−HK$2,672/mo
Today · 4.125%
HK$103,512
baseline
▲ 0.50% · 4.625%
HK$108,968
+HK$5,456/mo
Deposit HK$12.90M · loan HK$19.36M · min. income ≈ HK$207,024/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,371,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,989
−HK$6,458/mo
▼ 0.25% · 3.875%
HK$106,192
−HK$3,255/mo
Today · 4.125%
HK$109,447
baseline
▲ 0.50% · 4.625%
HK$116,107
+HK$6,660/mo
Deposit HK$9.68M · loan HK$22.58M · min. income ≈ HK$218,894/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$1,371,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,574
−HK$6,190/mo
▼ 0.25% · 3.875%
HK$117,647
−HK$3,117/mo
Today · 4.125%
HK$120,764
baseline
▲ 0.50% · 4.625%
HK$127,130
+HK$6,366/mo
Deposit HK$9.68M · loan HK$22.58M · min. income ≈ HK$241,528/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$1,371,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,414
−HK$8,304/mo
▼ 0.25% · 3.875%
HK$136,533
−HK$4,185/mo
Today · 4.125%
HK$140,718
baseline
▲ 0.50% · 4.625%
HK$149,280
+HK$8,562/mo
Deposit HK$3.23M · loan HK$29.03M · min. income ≈ HK$281,436/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$1,371,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,310
−HK$7,958/mo
▼ 0.25% · 3.875%
HK$151,260
−HK$4,008/mo
Today · 4.125%
HK$155,268
baseline
▲ 0.50% · 4.625%
HK$163,453
+HK$8,185/mo
Deposit HK$3.23M · loan HK$29.03M · min. income ≈ HK$310,536/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$1,371,095 · Scale 2, in force from 26 Feb 2026)