LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,569
−HK$4,613/mo
▼ 0.25% · 3.875%
HK$75,857
−HK$2,325/mo
Today · 4.125%
HK$78,182
baseline
▲ 0.50% · 4.625%
HK$82,940
+HK$4,758/mo
Deposit HK$16.13M · loan HK$16.13M · min. income ≈ HK$156,364/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$1,371,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,845
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$84,040
−HK$2,226/mo
Today · 4.125%
HK$86,266
baseline
▲ 0.50% · 4.625%
HK$90,814
+HK$4,548/mo
Deposit HK$16.13M · loan HK$16.13M · min. income ≈ HK$172,532/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$1,371,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,283
−HK$5,536/mo
▼ 0.25% · 3.875%
HK$91,029
−HK$2,790/mo
Today · 4.125%
HK$93,819
baseline
▲ 0.50% · 4.625%
HK$99,527
+HK$5,708/mo
Deposit HK$12.91M · loan HK$19.36M · min. income ≈ HK$187,638/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,371,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,214
−HK$5,306/mo
▼ 0.25% · 3.875%
HK$100,848
−HK$2,672/mo
Today · 4.125%
HK$103,520
baseline
▲ 0.50% · 4.625%
HK$108,976
+HK$5,456/mo
Deposit HK$12.91M · loan HK$19.36M · min. income ≈ HK$207,040/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,371,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,996
−HK$6,459/mo
▼ 0.25% · 3.875%
HK$106,200
−HK$3,255/mo
Today · 4.125%
HK$109,455
baseline
▲ 0.50% · 4.625%
HK$116,115
+HK$6,660/mo
Deposit HK$9.68M · loan HK$22.58M · min. income ≈ HK$218,910/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$1,371,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,583
−HK$6,190/mo
▼ 0.25% · 3.875%
HK$117,656
−HK$3,117/mo
Today · 4.125%
HK$120,773
baseline
▲ 0.50% · 4.625%
HK$127,139
+HK$6,366/mo
Deposit HK$9.68M · loan HK$22.58M · min. income ≈ HK$241,546/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$1,371,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,424
−HK$8,304/mo
▼ 0.25% · 3.875%
HK$136,543
−HK$4,185/mo
Today · 4.125%
HK$140,728
baseline
▲ 0.50% · 4.625%
HK$149,291
+HK$8,563/mo
Deposit HK$3.23M · loan HK$29.04M · min. income ≈ HK$281,456/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$1,371,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,320
−HK$7,960/mo
▼ 0.25% · 3.875%
HK$151,271
−HK$4,009/mo
Today · 4.125%
HK$155,280
baseline
▲ 0.50% · 4.625%
HK$163,465
+HK$8,185/mo
Deposit HK$3.23M · loan HK$29.04M · min. income ≈ HK$310,560/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$1,371,196 · Scale 2, in force from 26 Feb 2026)