LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,575
−HK$4,614/mo
▼ 0.25% · 3.875%
HK$75,864
−HK$2,325/mo
Today · 4.125%
HK$78,189
baseline
▲ 0.50% · 4.625%
HK$82,947
+HK$4,758/mo
Deposit HK$16.13M · loan HK$16.13M · min. income ≈ HK$156,378/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$1,371,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,852
−HK$4,422/mo
▼ 0.25% · 3.875%
HK$84,047
−HK$2,227/mo
Today · 4.125%
HK$86,274
baseline
▲ 0.50% · 4.625%
HK$90,822
+HK$4,548/mo
Deposit HK$16.13M · loan HK$16.13M · min. income ≈ HK$172,548/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$1,371,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,291
−HK$5,536/mo
▼ 0.25% · 3.875%
HK$91,037
−HK$2,790/mo
Today · 4.125%
HK$93,827
baseline
▲ 0.50% · 4.625%
HK$99,536
+HK$5,709/mo
Deposit HK$12.91M · loan HK$19.36M · min. income ≈ HK$187,654/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,371,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,222
−HK$5,307/mo
▼ 0.25% · 3.875%
HK$100,857
−HK$2,672/mo
Today · 4.125%
HK$103,529
baseline
▲ 0.50% · 4.625%
HK$108,986
+HK$5,457/mo
Deposit HK$12.91M · loan HK$19.36M · min. income ≈ HK$207,058/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,371,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,006
−HK$6,459/mo
▼ 0.25% · 3.875%
HK$106,210
−HK$3,255/mo
Today · 4.125%
HK$109,465
baseline
▲ 0.50% · 4.625%
HK$116,126
+HK$6,661/mo
Deposit HK$9.68M · loan HK$22.59M · min. income ≈ HK$218,930/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$1,371,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,593
−HK$6,191/mo
▼ 0.25% · 3.875%
HK$117,666
−HK$3,118/mo
Today · 4.125%
HK$120,784
baseline
▲ 0.50% · 4.625%
HK$127,150
+HK$6,366/mo
Deposit HK$9.68M · loan HK$22.59M · min. income ≈ HK$241,568/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$1,371,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,436
−HK$8,305/mo
▼ 0.25% · 3.875%
HK$136,555
−HK$4,186/mo
Today · 4.125%
HK$140,741
baseline
▲ 0.50% · 4.625%
HK$149,304
+HK$8,563/mo
Deposit HK$3.23M · loan HK$29.04M · min. income ≈ HK$281,482/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$1,371,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,333
−HK$7,960/mo
▼ 0.25% · 3.875%
HK$151,285
−HK$4,008/mo
Today · 4.125%
HK$155,293
baseline
▲ 0.50% · 4.625%
HK$163,479
+HK$8,186/mo
Deposit HK$3.23M · loan HK$29.04M · min. income ≈ HK$310,586/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$1,371,318 · Scale 2, in force from 26 Feb 2026)