LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,605
−HK$4,616/mo
▼ 0.25% · 3.875%
HK$75,895
−HK$2,326/mo
Today · 4.125%
HK$78,221
baseline
▲ 0.50% · 4.625%
HK$82,980
+HK$4,759/mo
Deposit HK$16.14M · loan HK$16.14M · min. income ≈ HK$156,442/mo (50% DSR)
Upfront cash ≈ HK$17.51M (deposit + AVD stamp duty HK$1,371,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,885
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$84,081
−HK$2,228/mo
Today · 4.125%
HK$86,309
baseline
▲ 0.50% · 4.625%
HK$90,859
+HK$4,550/mo
Deposit HK$16.14M · loan HK$16.14M · min. income ≈ HK$172,618/mo (50% DSR)
Upfront cash ≈ HK$17.51M (deposit + AVD stamp duty HK$1,371,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,326
−HK$5,539/mo
▼ 0.25% · 3.875%
HK$91,074
−HK$2,791/mo
Today · 4.125%
HK$93,865
baseline
▲ 0.50% · 4.625%
HK$99,577
+HK$5,712/mo
Deposit HK$12.91M · loan HK$19.37M · min. income ≈ HK$187,730/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,371,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,262
−HK$5,309/mo
▼ 0.25% · 3.875%
HK$100,897
−HK$2,674/mo
Today · 4.125%
HK$103,571
baseline
▲ 0.50% · 4.625%
HK$109,030
+HK$5,459/mo
Deposit HK$12.91M · loan HK$19.37M · min. income ≈ HK$207,142/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,371,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,047
−HK$6,462/mo
▼ 0.25% · 3.875%
HK$106,253
−HK$3,256/mo
Today · 4.125%
HK$109,509
baseline
▲ 0.50% · 4.625%
HK$116,173
+HK$6,664/mo
Deposit HK$9.68M · loan HK$22.60M · min. income ≈ HK$219,018/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,371,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,639
−HK$6,194/mo
▼ 0.25% · 3.875%
HK$117,714
−HK$3,119/mo
Today · 4.125%
HK$120,833
baseline
▲ 0.50% · 4.625%
HK$127,202
+HK$6,369/mo
Deposit HK$9.68M · loan HK$22.60M · min. income ≈ HK$241,666/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,371,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,489
−HK$8,309/mo
▼ 0.25% · 3.875%
HK$136,611
−HK$4,187/mo
Today · 4.125%
HK$140,798
baseline
▲ 0.50% · 4.625%
HK$149,365
+HK$8,567/mo
Deposit HK$3.23M · loan HK$29.05M · min. income ≈ HK$281,596/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$1,371,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,393
−HK$7,963/mo
▼ 0.25% · 3.875%
HK$151,346
−HK$4,010/mo
Today · 4.125%
HK$155,356
baseline
▲ 0.50% · 4.625%
HK$163,545
+HK$8,189/mo
Deposit HK$3.23M · loan HK$29.05M · min. income ≈ HK$310,712/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$1,371,873 · Scale 2, in force from 26 Feb 2026)