LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,617
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$75,907
−HK$2,327/mo
Today · 4.125%
HK$78,234
baseline
▲ 0.50% · 4.625%
HK$82,994
+HK$4,760/mo
Deposit HK$16.14M · loan HK$16.14M · min. income ≈ HK$156,468/mo (50% DSR)
Upfront cash ≈ HK$17.51M (deposit + AVD stamp duty HK$1,372,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,899
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$84,095
−HK$2,228/mo
Today · 4.125%
HK$86,323
baseline
▲ 0.50% · 4.625%
HK$90,874
+HK$4,551/mo
Deposit HK$16.14M · loan HK$16.14M · min. income ≈ HK$172,646/mo (50% DSR)
Upfront cash ≈ HK$17.51M (deposit + AVD stamp duty HK$1,372,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,341
−HK$5,540/mo
▼ 0.25% · 3.875%
HK$91,089
−HK$2,792/mo
Today · 4.125%
HK$93,881
baseline
▲ 0.50% · 4.625%
HK$99,593
+HK$5,712/mo
Deposit HK$12.91M · loan HK$19.37M · min. income ≈ HK$187,762/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,372,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,278
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$100,914
−HK$2,674/mo
Today · 4.125%
HK$103,588
baseline
▲ 0.50% · 4.625%
HK$109,048
+HK$5,460/mo
Deposit HK$12.91M · loan HK$19.37M · min. income ≈ HK$207,176/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,372,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,064
−HK$6,464/mo
▼ 0.25% · 3.875%
HK$106,270
−HK$3,258/mo
Today · 4.125%
HK$109,528
baseline
▲ 0.50% · 4.625%
HK$116,192
+HK$6,664/mo
Deposit HK$9.69M · loan HK$22.60M · min. income ≈ HK$219,056/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,372,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,658
−HK$6,195/mo
▼ 0.25% · 3.875%
HK$117,733
−HK$3,120/mo
Today · 4.125%
HK$120,853
baseline
▲ 0.50% · 4.625%
HK$127,223
+HK$6,370/mo
Deposit HK$9.69M · loan HK$22.60M · min. income ≈ HK$241,706/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,372,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,511
−HK$8,310/mo
▼ 0.25% · 3.875%
HK$136,633
−HK$4,188/mo
Today · 4.125%
HK$140,821
baseline
▲ 0.50% · 4.625%
HK$149,390
+HK$8,569/mo
Deposit HK$3.23M · loan HK$29.06M · min. income ≈ HK$281,642/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$1,372,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,418
−HK$7,964/mo
▼ 0.25% · 3.875%
HK$151,371
−HK$4,011/mo
Today · 4.125%
HK$155,382
baseline
▲ 0.50% · 4.625%
HK$163,573
+HK$8,191/mo
Deposit HK$3.23M · loan HK$29.06M · min. income ≈ HK$310,764/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$1,372,102 · Scale 2, in force from 26 Feb 2026)