LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,626
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$75,916
−HK$2,327/mo
Today · 4.125%
HK$78,243
baseline
▲ 0.50% · 4.625%
HK$83,004
+HK$4,761/mo
Deposit HK$16.14M · loan HK$16.14M · min. income ≈ HK$156,486/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$1,372,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,908
−HK$4,425/mo
▼ 0.25% · 3.875%
HK$84,105
−HK$2,228/mo
Today · 4.125%
HK$86,333
baseline
▲ 0.50% · 4.625%
HK$90,884
+HK$4,551/mo
Deposit HK$16.14M · loan HK$16.14M · min. income ≈ HK$172,666/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$1,372,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,351
−HK$5,540/mo
▼ 0.25% · 3.875%
HK$91,099
−HK$2,792/mo
Today · 4.125%
HK$93,891
baseline
▲ 0.50% · 4.625%
HK$99,604
+HK$5,713/mo
Deposit HK$12.92M · loan HK$19.37M · min. income ≈ HK$187,782/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,372,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,290
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$100,926
−HK$2,674/mo
Today · 4.125%
HK$103,600
baseline
▲ 0.50% · 4.625%
HK$109,061
+HK$5,461/mo
Deposit HK$12.92M · loan HK$19.37M · min. income ≈ HK$207,200/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,372,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,076
−HK$6,464/mo
▼ 0.25% · 3.875%
HK$106,282
−HK$3,258/mo
Today · 4.125%
HK$109,540
baseline
▲ 0.50% · 4.625%
HK$116,205
+HK$6,665/mo
Deposit HK$9.69M · loan HK$22.60M · min. income ≈ HK$219,080/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,372,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,671
−HK$6,195/mo
▼ 0.25% · 3.875%
HK$117,747
−HK$3,119/mo
Today · 4.125%
HK$120,866
baseline
▲ 0.50% · 4.625%
HK$127,237
+HK$6,371/mo
Deposit HK$9.69M · loan HK$22.60M · min. income ≈ HK$241,732/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,372,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,526
−HK$8,311/mo
▼ 0.25% · 3.875%
HK$136,649
−HK$4,188/mo
Today · 4.125%
HK$140,837
baseline
▲ 0.50% · 4.625%
HK$149,407
+HK$8,570/mo
Deposit HK$3.23M · loan HK$29.06M · min. income ≈ HK$281,674/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$1,372,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,434
−HK$7,966/mo
▼ 0.25% · 3.875%
HK$151,388
−HK$4,012/mo
Today · 4.125%
HK$155,400
baseline
▲ 0.50% · 4.625%
HK$163,591
+HK$8,191/mo
Deposit HK$3.23M · loan HK$29.06M · min. income ≈ HK$310,800/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$1,372,257 · Scale 2, in force from 26 Feb 2026)