LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,627
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$75,918
−HK$2,326/mo
Today · 4.125%
HK$78,244
baseline
▲ 0.50% · 4.625%
HK$83,005
+HK$4,761/mo
Deposit HK$16.14M · loan HK$16.14M · min. income ≈ HK$156,488/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$1,372,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,910
−HK$4,425/mo
▼ 0.25% · 3.875%
HK$84,106
−HK$2,229/mo
Today · 4.125%
HK$86,335
baseline
▲ 0.50% · 4.625%
HK$90,886
+HK$4,551/mo
Deposit HK$16.14M · loan HK$16.14M · min. income ≈ HK$172,670/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$1,372,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,353
−HK$5,540/mo
▼ 0.25% · 3.875%
HK$91,101
−HK$2,792/mo
Today · 4.125%
HK$93,893
baseline
▲ 0.50% · 4.625%
HK$99,606
+HK$5,713/mo
Deposit HK$12.92M · loan HK$19.37M · min. income ≈ HK$187,786/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,372,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,292
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$100,928
−HK$2,674/mo
Today · 4.125%
HK$103,602
baseline
▲ 0.50% · 4.625%
HK$109,063
+HK$5,461/mo
Deposit HK$12.92M · loan HK$19.37M · min. income ≈ HK$207,204/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,372,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,078
−HK$6,464/mo
▼ 0.25% · 3.875%
HK$106,285
−HK$3,257/mo
Today · 4.125%
HK$109,542
baseline
▲ 0.50% · 4.625%
HK$116,207
+HK$6,665/mo
Deposit HK$9.69M · loan HK$22.60M · min. income ≈ HK$219,084/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,372,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,673
−HK$6,196/mo
▼ 0.25% · 3.875%
HK$117,749
−HK$3,120/mo
Today · 4.125%
HK$120,869
baseline
▲ 0.50% · 4.625%
HK$127,240
+HK$6,371/mo
Deposit HK$9.69M · loan HK$22.60M · min. income ≈ HK$241,738/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,372,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,529
−HK$8,311/mo
▼ 0.25% · 3.875%
HK$136,652
−HK$4,188/mo
Today · 4.125%
HK$140,840
baseline
▲ 0.50% · 4.625%
HK$149,410
+HK$8,570/mo
Deposit HK$3.23M · loan HK$29.06M · min. income ≈ HK$281,680/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$1,372,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,437
−HK$7,966/mo
▼ 0.25% · 3.875%
HK$151,391
−HK$4,012/mo
Today · 4.125%
HK$155,403
baseline
▲ 0.50% · 4.625%
HK$163,594
+HK$8,191/mo
Deposit HK$3.23M · loan HK$29.06M · min. income ≈ HK$310,806/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$1,372,284 · Scale 2, in force from 26 Feb 2026)