LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,632
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$75,922
−HK$2,327/mo
Today · 4.125%
HK$78,249
baseline
▲ 0.50% · 4.625%
HK$83,011
+HK$4,762/mo
Deposit HK$16.15M · loan HK$16.15M · min. income ≈ HK$156,498/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$1,372,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,915
−HK$4,425/mo
▼ 0.25% · 3.875%
HK$84,112
−HK$2,228/mo
Today · 4.125%
HK$86,340
baseline
▲ 0.50% · 4.625%
HK$90,891
+HK$4,551/mo
Deposit HK$16.15M · loan HK$16.15M · min. income ≈ HK$172,680/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$1,372,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,358
−HK$5,541/mo
▼ 0.25% · 3.875%
HK$91,107
−HK$2,792/mo
Today · 4.125%
HK$93,899
baseline
▲ 0.50% · 4.625%
HK$99,613
+HK$5,714/mo
Deposit HK$12.92M · loan HK$19.37M · min. income ≈ HK$187,798/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,372,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,298
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$100,934
−HK$2,674/mo
Today · 4.125%
HK$103,608
baseline
▲ 0.50% · 4.625%
HK$109,070
+HK$5,462/mo
Deposit HK$12.92M · loan HK$19.37M · min. income ≈ HK$207,216/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,372,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,085
−HK$6,464/mo
▼ 0.25% · 3.875%
HK$106,291
−HK$3,258/mo
Today · 4.125%
HK$109,549
baseline
▲ 0.50% · 4.625%
HK$116,215
+HK$6,666/mo
Deposit HK$9.69M · loan HK$22.60M · min. income ≈ HK$219,098/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,372,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,681
−HK$6,196/mo
▼ 0.25% · 3.875%
HK$117,756
−HK$3,121/mo
Today · 4.125%
HK$120,877
baseline
▲ 0.50% · 4.625%
HK$127,248
+HK$6,371/mo
Deposit HK$9.69M · loan HK$22.60M · min. income ≈ HK$241,754/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,372,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,537
−HK$8,312/mo
▼ 0.25% · 3.875%
HK$136,660
−HK$4,189/mo
Today · 4.125%
HK$140,849
baseline
▲ 0.50% · 4.625%
HK$149,419
+HK$8,570/mo
Deposit HK$3.23M · loan HK$29.06M · min. income ≈ HK$281,698/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$1,372,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,447
−HK$7,966/mo
▼ 0.25% · 3.875%
HK$151,401
−HK$4,012/mo
Today · 4.125%
HK$155,413
baseline
▲ 0.50% · 4.625%
HK$163,605
+HK$8,192/mo
Deposit HK$3.23M · loan HK$29.06M · min. income ≈ HK$310,826/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$1,372,371 · Scale 2, in force from 26 Feb 2026)