LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,639
−HK$4,618/mo
▼ 0.25% · 3.875%
HK$75,930
−HK$2,327/mo
Today · 4.125%
HK$78,257
baseline
▲ 0.50% · 4.625%
HK$83,019
+HK$4,762/mo
Deposit HK$16.15M · loan HK$16.15M · min. income ≈ HK$156,514/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$1,372,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,923
−HK$4,426/mo
▼ 0.25% · 3.875%
HK$84,120
−HK$2,229/mo
Today · 4.125%
HK$86,349
baseline
▲ 0.50% · 4.625%
HK$90,901
+HK$4,552/mo
Deposit HK$16.15M · loan HK$16.15M · min. income ≈ HK$172,698/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$1,372,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,367
−HK$5,542/mo
▼ 0.25% · 3.875%
HK$91,116
−HK$2,793/mo
Today · 4.125%
HK$93,909
baseline
▲ 0.50% · 4.625%
HK$99,623
+HK$5,714/mo
Deposit HK$12.92M · loan HK$19.38M · min. income ≈ HK$187,818/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,372,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,308
−HK$5,311/mo
▼ 0.25% · 3.875%
HK$100,944
−HK$2,675/mo
Today · 4.125%
HK$103,619
baseline
▲ 0.50% · 4.625%
HK$109,081
+HK$5,462/mo
Deposit HK$12.92M · loan HK$19.38M · min. income ≈ HK$207,238/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,372,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,095
−HK$6,465/mo
▼ 0.25% · 3.875%
HK$106,302
−HK$3,258/mo
Today · 4.125%
HK$109,560
baseline
▲ 0.50% · 4.625%
HK$116,226
+HK$6,666/mo
Deposit HK$9.69M · loan HK$22.61M · min. income ≈ HK$219,120/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,372,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,692
−HK$6,197/mo
▼ 0.25% · 3.875%
HK$117,768
−HK$3,121/mo
Today · 4.125%
HK$120,889
baseline
▲ 0.50% · 4.625%
HK$127,261
+HK$6,372/mo
Deposit HK$9.69M · loan HK$22.61M · min. income ≈ HK$241,778/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,372,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,551
−HK$8,312/mo
▼ 0.25% · 3.875%
HK$136,674
−HK$4,189/mo
Today · 4.125%
HK$140,863
baseline
▲ 0.50% · 4.625%
HK$149,434
+HK$8,571/mo
Deposit HK$3.23M · loan HK$29.06M · min. income ≈ HK$281,726/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$1,372,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,461
−HK$7,967/mo
▼ 0.25% · 3.875%
HK$151,416
−HK$4,012/mo
Today · 4.125%
HK$155,428
baseline
▲ 0.50% · 4.625%
HK$163,621
+HK$8,193/mo
Deposit HK$3.23M · loan HK$29.06M · min. income ≈ HK$310,856/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$1,372,509 · Scale 2, in force from 26 Feb 2026)