LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,644
−HK$4,618/mo
▼ 0.25% · 3.875%
HK$75,934
−HK$2,328/mo
Today · 4.125%
HK$78,262
baseline
▲ 0.50% · 4.625%
HK$83,024
+HK$4,762/mo
Deposit HK$16.15M · loan HK$16.15M · min. income ≈ HK$156,524/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$1,372,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,928
−HK$4,426/mo
▼ 0.25% · 3.875%
HK$84,125
−HK$2,229/mo
Today · 4.125%
HK$86,354
baseline
▲ 0.50% · 4.625%
HK$90,906
+HK$4,552/mo
Deposit HK$16.15M · loan HK$16.15M · min. income ≈ HK$172,708/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$1,372,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,372
−HK$5,542/mo
▼ 0.25% · 3.875%
HK$91,121
−HK$2,793/mo
Today · 4.125%
HK$93,914
baseline
▲ 0.50% · 4.625%
HK$99,629
+HK$5,715/mo
Deposit HK$12.92M · loan HK$19.38M · min. income ≈ HK$187,828/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,372,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,313
−HK$5,312/mo
▼ 0.25% · 3.875%
HK$100,950
−HK$2,675/mo
Today · 4.125%
HK$103,625
baseline
▲ 0.50% · 4.625%
HK$109,087
+HK$5,462/mo
Deposit HK$12.92M · loan HK$19.38M · min. income ≈ HK$207,250/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,372,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,101
−HK$6,466/mo
▼ 0.25% · 3.875%
HK$106,308
−HK$3,259/mo
Today · 4.125%
HK$109,567
baseline
▲ 0.50% · 4.625%
HK$116,233
+HK$6,666/mo
Deposit HK$9.69M · loan HK$22.61M · min. income ≈ HK$219,134/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,372,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,699
−HK$6,197/mo
▼ 0.25% · 3.875%
HK$117,775
−HK$3,121/mo
Today · 4.125%
HK$120,896
baseline
▲ 0.50% · 4.625%
HK$127,268
+HK$6,372/mo
Deposit HK$9.69M · loan HK$22.61M · min. income ≈ HK$241,792/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,372,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,559
−HK$8,312/mo
▼ 0.25% · 3.875%
HK$136,682
−HK$4,189/mo
Today · 4.125%
HK$140,871
baseline
▲ 0.50% · 4.625%
HK$149,443
+HK$8,572/mo
Deposit HK$3.23M · loan HK$29.07M · min. income ≈ HK$281,742/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$1,372,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,470
−HK$7,967/mo
▼ 0.25% · 3.875%
HK$151,425
−HK$4,012/mo
Today · 4.125%
HK$155,437
baseline
▲ 0.50% · 4.625%
HK$163,631
+HK$8,194/mo
Deposit HK$3.23M · loan HK$29.07M · min. income ≈ HK$310,874/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$1,372,590 · Scale 2, in force from 26 Feb 2026)