LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,697
−HK$4,621/mo
▼ 0.25% · 3.875%
HK$75,989
−HK$2,329/mo
Today · 4.125%
HK$78,318
baseline
▲ 0.50% · 4.625%
HK$83,083
+HK$4,765/mo
Deposit HK$16.16M · loan HK$16.16M · min. income ≈ HK$156,636/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$1,373,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,987
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$84,185
−HK$2,231/mo
Today · 4.125%
HK$86,416
baseline
▲ 0.50% · 4.625%
HK$90,971
+HK$4,555/mo
Deposit HK$16.16M · loan HK$16.16M · min. income ≈ HK$172,832/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$1,373,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,436
−HK$5,546/mo
▼ 0.25% · 3.875%
HK$91,187
−HK$2,795/mo
Today · 4.125%
HK$93,982
baseline
▲ 0.50% · 4.625%
HK$99,700
+HK$5,718/mo
Deposit HK$12.93M · loan HK$19.39M · min. income ≈ HK$187,964/mo (50% DSR)
Upfront cash ≈ HK$14.30M (deposit + AVD stamp duty HK$1,373,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,384
−HK$5,315/mo
▼ 0.25% · 3.875%
HK$101,023
−HK$2,676/mo
Today · 4.125%
HK$103,699
baseline
▲ 0.50% · 4.625%
HK$109,165
+HK$5,466/mo
Deposit HK$12.93M · loan HK$19.39M · min. income ≈ HK$207,398/mo (50% DSR)
Upfront cash ≈ HK$14.30M (deposit + AVD stamp duty HK$1,373,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,175
−HK$6,470/mo
▼ 0.25% · 3.875%
HK$106,384
−HK$3,261/mo
Today · 4.125%
HK$109,645
baseline
▲ 0.50% · 4.625%
HK$116,317
+HK$6,672/mo
Deposit HK$9.70M · loan HK$22.62M · min. income ≈ HK$219,290/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,373,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,781
−HK$6,202/mo
▼ 0.25% · 3.875%
HK$117,860
−HK$3,123/mo
Today · 4.125%
HK$120,983
baseline
▲ 0.50% · 4.625%
HK$127,360
+HK$6,377/mo
Deposit HK$9.70M · loan HK$22.62M · min. income ≈ HK$241,966/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,373,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,654
−HK$8,318/mo
▼ 0.25% · 3.875%
HK$136,780
−HK$4,192/mo
Today · 4.125%
HK$140,972
baseline
▲ 0.50% · 4.625%
HK$149,550
+HK$8,578/mo
Deposit HK$3.23M · loan HK$29.09M · min. income ≈ HK$281,944/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,373,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,576
−HK$7,973/mo
▼ 0.25% · 3.875%
HK$151,534
−HK$4,015/mo
Today · 4.125%
HK$155,549
baseline
▲ 0.50% · 4.625%
HK$163,748
+HK$8,199/mo
Deposit HK$3.23M · loan HK$29.09M · min. income ≈ HK$311,098/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,373,575 · Scale 2, in force from 26 Feb 2026)