LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,699
−HK$4,621/mo
▼ 0.25% · 3.875%
HK$75,991
−HK$2,329/mo
Today · 4.125%
HK$78,320
baseline
▲ 0.50% · 4.625%
HK$83,086
+HK$4,766/mo
Deposit HK$16.16M · loan HK$16.16M · min. income ≈ HK$156,640/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$1,373,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,989
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$84,188
−HK$2,230/mo
Today · 4.125%
HK$86,418
baseline
▲ 0.50% · 4.625%
HK$90,974
+HK$4,556/mo
Deposit HK$16.16M · loan HK$16.16M · min. income ≈ HK$172,836/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$1,373,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,438
−HK$5,546/mo
▼ 0.25% · 3.875%
HK$91,189
−HK$2,795/mo
Today · 4.125%
HK$93,984
baseline
▲ 0.50% · 4.625%
HK$99,703
+HK$5,719/mo
Deposit HK$12.93M · loan HK$19.39M · min. income ≈ HK$187,968/mo (50% DSR)
Upfront cash ≈ HK$14.30M (deposit + AVD stamp duty HK$1,373,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,387
−HK$5,315/mo
▼ 0.25% · 3.875%
HK$101,025
−HK$2,677/mo
Today · 4.125%
HK$103,702
baseline
▲ 0.50% · 4.625%
HK$109,168
+HK$5,466/mo
Deposit HK$12.93M · loan HK$19.39M · min. income ≈ HK$207,404/mo (50% DSR)
Upfront cash ≈ HK$14.30M (deposit + AVD stamp duty HK$1,373,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,178
−HK$6,470/mo
▼ 0.25% · 3.875%
HK$106,387
−HK$3,261/mo
Today · 4.125%
HK$109,648
baseline
▲ 0.50% · 4.625%
HK$116,320
+HK$6,672/mo
Deposit HK$9.70M · loan HK$22.62M · min. income ≈ HK$219,296/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,373,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,784
−HK$6,202/mo
▼ 0.25% · 3.875%
HK$117,863
−HK$3,123/mo
Today · 4.125%
HK$120,986
baseline
▲ 0.50% · 4.625%
HK$127,363
+HK$6,377/mo
Deposit HK$9.70M · loan HK$22.62M · min. income ≈ HK$241,972/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,373,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,657
−HK$8,319/mo
▼ 0.25% · 3.875%
HK$136,784
−HK$4,192/mo
Today · 4.125%
HK$140,976
baseline
▲ 0.50% · 4.625%
HK$149,554
+HK$8,578/mo
Deposit HK$3.23M · loan HK$29.09M · min. income ≈ HK$281,952/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,373,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,580
−HK$7,973/mo
▼ 0.25% · 3.875%
HK$151,538
−HK$4,015/mo
Today · 4.125%
HK$155,553
baseline
▲ 0.50% · 4.625%
HK$163,753
+HK$8,200/mo
Deposit HK$3.23M · loan HK$29.09M · min. income ≈ HK$311,106/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,373,612 · Scale 2, in force from 26 Feb 2026)