LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,722
−HK$4,623/mo
▼ 0.25% · 3.875%
HK$76,015
−HK$2,330/mo
Today · 4.125%
HK$78,345
baseline
▲ 0.50% · 4.625%
HK$83,112
+HK$4,767/mo
Deposit HK$16.17M · loan HK$16.17M · min. income ≈ HK$156,690/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$1,374,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,014
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$84,214
−HK$2,231/mo
Today · 4.125%
HK$86,445
baseline
▲ 0.50% · 4.625%
HK$91,002
+HK$4,557/mo
Deposit HK$16.17M · loan HK$16.17M · min. income ≈ HK$172,890/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$1,374,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,466
−HK$5,547/mo
▼ 0.25% · 3.875%
HK$91,218
−HK$2,795/mo
Today · 4.125%
HK$94,013
baseline
▲ 0.50% · 4.625%
HK$99,734
+HK$5,721/mo
Deposit HK$12.93M · loan HK$19.40M · min. income ≈ HK$188,026/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,374,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,417
−HK$5,318/mo
▼ 0.25% · 3.875%
HK$101,057
−HK$2,678/mo
Today · 4.125%
HK$103,735
baseline
▲ 0.50% · 4.625%
HK$109,203
+HK$5,468/mo
Deposit HK$12.93M · loan HK$19.40M · min. income ≈ HK$207,470/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,374,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,210
−HK$6,472/mo
▼ 0.25% · 3.875%
HK$106,421
−HK$3,261/mo
Today · 4.125%
HK$109,682
baseline
▲ 0.50% · 4.625%
HK$116,356
+HK$6,674/mo
Deposit HK$9.70M · loan HK$22.63M · min. income ≈ HK$219,364/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,374,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,820
−HK$6,204/mo
▼ 0.25% · 3.875%
HK$117,900
−HK$3,124/mo
Today · 4.125%
HK$121,024
baseline
▲ 0.50% · 4.625%
HK$127,403
+HK$6,379/mo
Deposit HK$9.70M · loan HK$22.63M · min. income ≈ HK$242,048/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,374,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,699
−HK$8,321/mo
▼ 0.25% · 3.875%
HK$136,826
−HK$4,194/mo
Today · 4.125%
HK$141,020
baseline
▲ 0.50% · 4.625%
HK$149,601
+HK$8,581/mo
Deposit HK$3.23M · loan HK$29.10M · min. income ≈ HK$282,040/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,374,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,626
−HK$7,976/mo
▼ 0.25% · 3.875%
HK$151,585
−HK$4,017/mo
Today · 4.125%
HK$155,602
baseline
▲ 0.50% · 4.625%
HK$163,804
+HK$8,202/mo
Deposit HK$3.23M · loan HK$29.10M · min. income ≈ HK$311,204/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,374,041 · Scale 2, in force from 26 Feb 2026)