LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,726
−HK$4,623/mo
▼ 0.25% · 3.875%
HK$76,019
−HK$2,330/mo
Today · 4.125%
HK$78,349
baseline
▲ 0.50% · 4.625%
HK$83,117
+HK$4,768/mo
Deposit HK$16.17M · loan HK$16.17M · min. income ≈ HK$156,698/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$1,374,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,019
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$84,219
−HK$2,232/mo
Today · 4.125%
HK$86,451
baseline
▲ 0.50% · 4.625%
HK$91,008
+HK$4,557/mo
Deposit HK$16.17M · loan HK$16.17M · min. income ≈ HK$172,902/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$1,374,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,471
−HK$5,548/mo
▼ 0.25% · 3.875%
HK$91,223
−HK$2,796/mo
Today · 4.125%
HK$94,019
baseline
▲ 0.50% · 4.625%
HK$99,740
+HK$5,721/mo
Deposit HK$12.93M · loan HK$19.40M · min. income ≈ HK$188,038/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,374,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,423
−HK$5,318/mo
▼ 0.25% · 3.875%
HK$101,063
−HK$2,678/mo
Today · 4.125%
HK$103,741
baseline
▲ 0.50% · 4.625%
HK$109,209
+HK$5,468/mo
Deposit HK$12.93M · loan HK$19.40M · min. income ≈ HK$207,482/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,374,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,216
−HK$6,473/mo
▼ 0.25% · 3.875%
HK$106,427
−HK$3,262/mo
Today · 4.125%
HK$109,689
baseline
▲ 0.50% · 4.625%
HK$116,363
+HK$6,674/mo
Deposit HK$9.70M · loan HK$22.63M · min. income ≈ HK$219,378/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,374,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,827
−HK$6,204/mo
▼ 0.25% · 3.875%
HK$117,907
−HK$3,124/mo
Today · 4.125%
HK$121,031
baseline
▲ 0.50% · 4.625%
HK$127,411
+HK$6,380/mo
Deposit HK$9.70M · loan HK$22.63M · min. income ≈ HK$242,062/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,374,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,707
−HK$8,322/mo
▼ 0.25% · 3.875%
HK$136,835
−HK$4,194/mo
Today · 4.125%
HK$141,029
baseline
▲ 0.50% · 4.625%
HK$149,610
+HK$8,581/mo
Deposit HK$3.23M · loan HK$29.10M · min. income ≈ HK$282,058/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,374,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,635
−HK$7,976/mo
▼ 0.25% · 3.875%
HK$151,594
−HK$4,017/mo
Today · 4.125%
HK$155,611
baseline
▲ 0.50% · 4.625%
HK$163,814
+HK$8,203/mo
Deposit HK$3.23M · loan HK$29.10M · min. income ≈ HK$311,222/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,374,123 · Scale 2, in force from 26 Feb 2026)