LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,729
−HK$4,624/mo
▼ 0.25% · 3.875%
HK$76,023
−HK$2,330/mo
Today · 4.125%
HK$78,353
baseline
▲ 0.50% · 4.625%
HK$83,120
+HK$4,767/mo
Deposit HK$16.17M · loan HK$16.17M · min. income ≈ HK$156,706/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$1,374,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,023
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$84,223
−HK$2,232/mo
Today · 4.125%
HK$86,455
baseline
▲ 0.50% · 4.625%
HK$91,012
+HK$4,557/mo
Deposit HK$16.17M · loan HK$16.17M · min. income ≈ HK$172,910/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$1,374,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,475
−HK$5,548/mo
▼ 0.25% · 3.875%
HK$91,227
−HK$2,796/mo
Today · 4.125%
HK$94,023
baseline
▲ 0.50% · 4.625%
HK$99,744
+HK$5,721/mo
Deposit HK$12.93M · loan HK$19.40M · min. income ≈ HK$188,046/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,374,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,428
−HK$5,317/mo
▼ 0.25% · 3.875%
HK$101,067
−HK$2,678/mo
Today · 4.125%
HK$103,745
baseline
▲ 0.50% · 4.625%
HK$109,214
+HK$5,469/mo
Deposit HK$12.93M · loan HK$19.40M · min. income ≈ HK$207,490/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,374,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,221
−HK$6,473/mo
▼ 0.25% · 3.875%
HK$106,432
−HK$3,262/mo
Today · 4.125%
HK$109,694
baseline
▲ 0.50% · 4.625%
HK$116,368
+HK$6,674/mo
Deposit HK$9.70M · loan HK$22.63M · min. income ≈ HK$219,388/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,374,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,832
−HK$6,204/mo
▼ 0.25% · 3.875%
HK$117,912
−HK$3,124/mo
Today · 4.125%
HK$121,036
baseline
▲ 0.50% · 4.625%
HK$127,416
+HK$6,380/mo
Deposit HK$9.70M · loan HK$22.63M · min. income ≈ HK$242,072/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,374,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,713
−HK$8,322/mo
▼ 0.25% · 3.875%
HK$136,841
−HK$4,194/mo
Today · 4.125%
HK$141,035
baseline
▲ 0.50% · 4.625%
HK$149,617
+HK$8,582/mo
Deposit HK$3.23M · loan HK$29.10M · min. income ≈ HK$282,070/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,374,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,642
−HK$7,976/mo
▼ 0.25% · 3.875%
HK$151,601
−HK$4,017/mo
Today · 4.125%
HK$155,618
baseline
▲ 0.50% · 4.625%
HK$163,821
+HK$8,203/mo
Deposit HK$3.23M · loan HK$29.10M · min. income ≈ HK$311,236/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,374,186 · Scale 2, in force from 26 Feb 2026)