LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,731
−HK$4,624/mo
▼ 0.25% · 3.875%
HK$76,025
−HK$2,330/mo
Today · 4.125%
HK$78,355
baseline
▲ 0.50% · 4.625%
HK$83,122
+HK$4,767/mo
Deposit HK$16.17M · loan HK$16.17M · min. income ≈ HK$156,710/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$1,374,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,025
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$84,225
−HK$2,232/mo
Today · 4.125%
HK$86,457
baseline
▲ 0.50% · 4.625%
HK$91,014
+HK$4,557/mo
Deposit HK$16.17M · loan HK$16.17M · min. income ≈ HK$172,914/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$1,374,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,477
−HK$5,549/mo
▼ 0.25% · 3.875%
HK$91,229
−HK$2,797/mo
Today · 4.125%
HK$94,026
baseline
▲ 0.50% · 4.625%
HK$99,747
+HK$5,721/mo
Deposit HK$12.93M · loan HK$19.40M · min. income ≈ HK$188,052/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,374,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,430
−HK$5,318/mo
▼ 0.25% · 3.875%
HK$101,070
−HK$2,678/mo
Today · 4.125%
HK$103,748
baseline
▲ 0.50% · 4.625%
HK$109,217
+HK$5,469/mo
Deposit HK$12.93M · loan HK$19.40M · min. income ≈ HK$207,496/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,374,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,224
−HK$6,473/mo
▼ 0.25% · 3.875%
HK$106,434
−HK$3,263/mo
Today · 4.125%
HK$109,697
baseline
▲ 0.50% · 4.625%
HK$116,371
+HK$6,674/mo
Deposit HK$9.70M · loan HK$22.63M · min. income ≈ HK$219,394/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,374,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,835
−HK$6,204/mo
▼ 0.25% · 3.875%
HK$117,915
−HK$3,124/mo
Today · 4.125%
HK$121,039
baseline
▲ 0.50% · 4.625%
HK$127,419
+HK$6,380/mo
Deposit HK$9.70M · loan HK$22.63M · min. income ≈ HK$242,078/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,374,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,716
−HK$8,322/mo
▼ 0.25% · 3.875%
HK$136,844
−HK$4,194/mo
Today · 4.125%
HK$141,038
baseline
▲ 0.50% · 4.625%
HK$149,620
+HK$8,582/mo
Deposit HK$3.23M · loan HK$29.10M · min. income ≈ HK$282,076/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,374,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,645
−HK$7,977/mo
▼ 0.25% · 3.875%
HK$151,605
−HK$4,017/mo
Today · 4.125%
HK$155,622
baseline
▲ 0.50% · 4.625%
HK$163,825
+HK$8,203/mo
Deposit HK$3.23M · loan HK$29.10M · min. income ≈ HK$311,244/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,374,219 · Scale 2, in force from 26 Feb 2026)