LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,732
−HK$4,623/mo
▼ 0.25% · 3.875%
HK$76,025
−HK$2,330/mo
Today · 4.125%
HK$78,355
baseline
▲ 0.50% · 4.625%
HK$83,123
+HK$4,768/mo
Deposit HK$16.17M · loan HK$16.17M · min. income ≈ HK$156,710/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$1,374,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,026
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$84,226
−HK$2,231/mo
Today · 4.125%
HK$86,457
baseline
▲ 0.50% · 4.625%
HK$91,015
+HK$4,558/mo
Deposit HK$16.17M · loan HK$16.17M · min. income ≈ HK$172,914/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$1,374,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,478
−HK$5,548/mo
▼ 0.25% · 3.875%
HK$91,230
−HK$2,796/mo
Today · 4.125%
HK$94,026
baseline
▲ 0.50% · 4.625%
HK$99,748
+HK$5,722/mo
Deposit HK$12.93M · loan HK$19.40M · min. income ≈ HK$188,052/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,374,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,431
−HK$5,318/mo
▼ 0.25% · 3.875%
HK$101,071
−HK$2,678/mo
Today · 4.125%
HK$103,749
baseline
▲ 0.50% · 4.625%
HK$109,217
+HK$5,468/mo
Deposit HK$12.93M · loan HK$19.40M · min. income ≈ HK$207,498/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,374,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,224
−HK$6,473/mo
▼ 0.25% · 3.875%
HK$106,435
−HK$3,262/mo
Today · 4.125%
HK$109,697
baseline
▲ 0.50% · 4.625%
HK$116,372
+HK$6,675/mo
Deposit HK$9.70M · loan HK$22.63M · min. income ≈ HK$219,394/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,374,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,836
−HK$6,204/mo
▼ 0.25% · 3.875%
HK$117,916
−HK$3,124/mo
Today · 4.125%
HK$121,040
baseline
▲ 0.50% · 4.625%
HK$127,420
+HK$6,380/mo
Deposit HK$9.70M · loan HK$22.63M · min. income ≈ HK$242,080/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,374,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,717
−HK$8,322/mo
▼ 0.25% · 3.875%
HK$136,845
−HK$4,194/mo
Today · 4.125%
HK$141,039
baseline
▲ 0.50% · 4.625%
HK$149,621
+HK$8,582/mo
Deposit HK$3.23M · loan HK$29.10M · min. income ≈ HK$282,078/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,374,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,646
−HK$7,977/mo
▼ 0.25% · 3.875%
HK$151,606
−HK$4,017/mo
Today · 4.125%
HK$155,623
baseline
▲ 0.50% · 4.625%
HK$163,826
+HK$8,203/mo
Deposit HK$3.23M · loan HK$29.10M · min. income ≈ HK$311,246/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,374,229 · Scale 2, in force from 26 Feb 2026)