LTV · monthly repayment
▼ 0.50% · 3.625%
HK$737,332
−HK$46,238/mo
▼ 0.25% · 3.875%
HK$760,268
−HK$23,302/mo
Today · 4.125%
HK$783,570
baseline
▲ 0.50% · 4.625%
HK$831,248
+HK$47,678/mo
Deposit HK$161.68M · loan HK$161.68M · min. income ≈ HK$1,567,140/mo (50% DSR)
Upfront cash ≈ HK$182.70M (deposit + AVD stamp duty HK$21,018,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$820,275
−HK$44,317/mo
▼ 0.25% · 3.875%
HK$842,274
−HK$22,318/mo
Today · 4.125%
HK$864,592
baseline
▲ 0.50% · 4.625%
HK$910,166
+HK$45,574/mo
Deposit HK$161.68M · loan HK$161.68M · min. income ≈ HK$1,729,184/mo (50% DSR)
Upfront cash ≈ HK$182.70M (deposit + AVD stamp duty HK$21,018,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$884,799
−HK$55,484/mo
▼ 0.25% · 3.875%
HK$912,321
−HK$27,962/mo
Today · 4.125%
HK$940,283
baseline
▲ 0.50% · 4.625%
HK$997,497
+HK$57,214/mo
Deposit HK$129.34M · loan HK$194.01M · min. income ≈ HK$1,880,566/mo (50% DSR)
Upfront cash ≈ HK$150.36M (deposit + AVD stamp duty HK$21,018,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$984,330
−HK$53,180/mo
▼ 0.25% · 3.875%
HK$1,010,729
−HK$26,781/mo
Today · 4.125%
HK$1,037,510
baseline
▲ 0.50% · 4.625%
HK$1,092,199
+HK$54,689/mo
Deposit HK$129.34M · loan HK$194.01M · min. income ≈ HK$2,075,020/mo (50% DSR)
Upfront cash ≈ HK$150.36M (deposit + AVD stamp duty HK$21,018,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,032,265
−HK$64,732/mo
▼ 0.25% · 3.875%
HK$1,064,375
−HK$32,622/mo
Today · 4.125%
HK$1,096,997
baseline
▲ 0.50% · 4.625%
HK$1,163,747
+HK$66,750/mo
Deposit HK$97.01M · loan HK$226.35M · min. income ≈ HK$2,193,994/mo (50% DSR)
Upfront cash ≈ HK$118.02M (deposit + AVD stamp duty HK$21,018,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,148,385
−HK$62,043/mo
▼ 0.25% · 3.875%
HK$1,179,184
−HK$31,244/mo
Today · 4.125%
HK$1,210,428
baseline
▲ 0.50% · 4.625%
HK$1,274,232
+HK$63,804/mo
Deposit HK$97.01M · loan HK$226.35M · min. income ≈ HK$2,420,856/mo (50% DSR)
Upfront cash ≈ HK$118.02M (deposit + AVD stamp duty HK$21,018,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,327,198
−HK$83,227/mo
▼ 0.25% · 3.875%
HK$1,368,482
−HK$41,943/mo
Today · 4.125%
HK$1,410,425
baseline
▲ 0.50% · 4.625%
HK$1,496,246
+HK$85,821/mo
Deposit HK$32.34M · loan HK$291.02M · min. income ≈ HK$2,820,850/mo (50% DSR)
Upfront cash ≈ HK$53.35M (deposit + AVD stamp duty HK$21,018,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,476,495
−HK$79,770/mo
▼ 0.25% · 3.875%
HK$1,516,093
−HK$40,172/mo
Today · 4.125%
HK$1,556,265
baseline
▲ 0.50% · 4.625%
HK$1,638,298
+HK$82,033/mo
Deposit HK$32.34M · loan HK$291.02M · min. income ≈ HK$3,112,530/mo (50% DSR)
Upfront cash ≈ HK$53.35M (deposit + AVD stamp duty HK$21,018,075 · Scale 2, in force from 26 Feb 2026)