LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,745
−HK$4,624/mo
▼ 0.25% · 3.875%
HK$76,039
−HK$2,330/mo
Today · 4.125%
HK$78,369
baseline
▲ 0.50% · 4.625%
HK$83,138
+HK$4,769/mo
Deposit HK$16.17M · loan HK$16.17M · min. income ≈ HK$156,738/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$1,374,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,041
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$84,241
−HK$2,232/mo
Today · 4.125%
HK$86,473
baseline
▲ 0.50% · 4.625%
HK$91,031
+HK$4,558/mo
Deposit HK$16.17M · loan HK$16.17M · min. income ≈ HK$172,946/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$1,374,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,494
−HK$5,549/mo
▼ 0.25% · 3.875%
HK$91,247
−HK$2,796/mo
Today · 4.125%
HK$94,043
baseline
▲ 0.50% · 4.625%
HK$99,766
+HK$5,723/mo
Deposit HK$12.94M · loan HK$19.40M · min. income ≈ HK$188,086/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,374,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,449
−HK$5,319/mo
▼ 0.25% · 3.875%
HK$101,089
−HK$2,679/mo
Today · 4.125%
HK$103,768
baseline
▲ 0.50% · 4.625%
HK$109,237
+HK$5,469/mo
Deposit HK$12.94M · loan HK$19.40M · min. income ≈ HK$207,536/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,374,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,243
−HK$6,474/mo
▼ 0.25% · 3.875%
HK$106,454
−HK$3,263/mo
Today · 4.125%
HK$109,717
baseline
▲ 0.50% · 4.625%
HK$116,393
+HK$6,676/mo
Deposit HK$9.70M · loan HK$22.64M · min. income ≈ HK$219,434/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$1,374,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,857
−HK$6,205/mo
▼ 0.25% · 3.875%
HK$117,937
−HK$3,125/mo
Today · 4.125%
HK$121,062
baseline
▲ 0.50% · 4.625%
HK$127,444
+HK$6,382/mo
Deposit HK$9.70M · loan HK$22.64M · min. income ≈ HK$242,124/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$1,374,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,741
−HK$8,324/mo
▼ 0.25% · 3.875%
HK$136,870
−HK$4,195/mo
Today · 4.125%
HK$141,065
baseline
▲ 0.50% · 4.625%
HK$149,649
+HK$8,584/mo
Deposit HK$3.23M · loan HK$29.11M · min. income ≈ HK$282,130/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,374,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,673
−HK$7,978/mo
▼ 0.25% · 3.875%
HK$151,634
−HK$4,017/mo
Today · 4.125%
HK$155,651
baseline
▲ 0.50% · 4.625%
HK$163,856
+HK$8,205/mo
Deposit HK$3.23M · loan HK$29.11M · min. income ≈ HK$311,302/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,374,479 · Scale 2, in force from 26 Feb 2026)