LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,751
−HK$4,625/mo
▼ 0.25% · 3.875%
HK$76,046
−HK$2,330/mo
Today · 4.125%
HK$78,376
baseline
▲ 0.50% · 4.625%
HK$83,145
+HK$4,769/mo
Deposit HK$16.17M · loan HK$16.17M · min. income ≈ HK$156,752/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$1,374,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,048
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$84,248
−HK$2,233/mo
Today · 4.125%
HK$86,481
baseline
▲ 0.50% · 4.625%
HK$91,039
+HK$4,558/mo
Deposit HK$16.17M · loan HK$16.17M · min. income ≈ HK$172,962/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$1,374,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,502
−HK$5,550/mo
▼ 0.25% · 3.875%
HK$91,255
−HK$2,797/mo
Today · 4.125%
HK$94,052
baseline
▲ 0.50% · 4.625%
HK$99,774
+HK$5,722/mo
Deposit HK$12.94M · loan HK$19.41M · min. income ≈ HK$188,104/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,374,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,457
−HK$5,320/mo
▼ 0.25% · 3.875%
HK$101,098
−HK$2,679/mo
Today · 4.125%
HK$103,777
baseline
▲ 0.50% · 4.625%
HK$109,247
+HK$5,470/mo
Deposit HK$12.94M · loan HK$19.41M · min. income ≈ HK$207,554/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,374,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,252
−HK$6,475/mo
▼ 0.25% · 3.875%
HK$106,464
−HK$3,263/mo
Today · 4.125%
HK$109,727
baseline
▲ 0.50% · 4.625%
HK$116,403
+HK$6,676/mo
Deposit HK$9.70M · loan HK$22.64M · min. income ≈ HK$219,454/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$1,374,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,867
−HK$6,206/mo
▼ 0.25% · 3.875%
HK$117,948
−HK$3,125/mo
Today · 4.125%
HK$121,073
baseline
▲ 0.50% · 4.625%
HK$127,455
+HK$6,382/mo
Deposit HK$9.70M · loan HK$22.64M · min. income ≈ HK$242,146/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$1,374,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,753
−HK$8,324/mo
▼ 0.25% · 3.875%
HK$136,882
−HK$4,195/mo
Today · 4.125%
HK$141,077
baseline
▲ 0.50% · 4.625%
HK$149,662
+HK$8,585/mo
Deposit HK$3.23M · loan HK$29.11M · min. income ≈ HK$282,154/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,374,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,686
−HK$7,979/mo
▼ 0.25% · 3.875%
HK$151,647
−HK$4,018/mo
Today · 4.125%
HK$155,665
baseline
▲ 0.50% · 4.625%
HK$163,870
+HK$8,205/mo
Deposit HK$3.23M · loan HK$29.11M · min. income ≈ HK$311,330/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,374,599 · Scale 2, in force from 26 Feb 2026)