LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,761
−HK$4,626/mo
▼ 0.25% · 3.875%
HK$76,056
−HK$2,331/mo
Today · 4.125%
HK$78,387
baseline
▲ 0.50% · 4.625%
HK$83,157
+HK$4,770/mo
Deposit HK$16.17M · loan HK$16.17M · min. income ≈ HK$156,774/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$1,374,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,059
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$84,260
−HK$2,232/mo
Today · 4.125%
HK$86,492
baseline
▲ 0.50% · 4.625%
HK$91,051
+HK$4,559/mo
Deposit HK$16.17M · loan HK$16.17M · min. income ≈ HK$172,984/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$1,374,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,514
−HK$5,550/mo
▼ 0.25% · 3.875%
HK$91,267
−HK$2,797/mo
Today · 4.125%
HK$94,064
baseline
▲ 0.50% · 4.625%
HK$99,788
+HK$5,724/mo
Deposit HK$12.94M · loan HK$19.41M · min. income ≈ HK$188,128/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,374,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,471
−HK$5,320/mo
▼ 0.25% · 3.875%
HK$101,112
−HK$2,679/mo
Today · 4.125%
HK$103,791
baseline
▲ 0.50% · 4.625%
HK$109,262
+HK$5,471/mo
Deposit HK$12.94M · loan HK$19.41M · min. income ≈ HK$207,582/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,374,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,266
−HK$6,476/mo
▼ 0.25% · 3.875%
HK$106,478
−HK$3,264/mo
Today · 4.125%
HK$109,742
baseline
▲ 0.50% · 4.625%
HK$116,419
+HK$6,677/mo
Deposit HK$9.70M · loan HK$22.64M · min. income ≈ HK$219,484/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$1,374,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,882
−HK$6,207/mo
▼ 0.25% · 3.875%
HK$117,964
−HK$3,125/mo
Today · 4.125%
HK$121,089
baseline
▲ 0.50% · 4.625%
HK$127,472
+HK$6,383/mo
Deposit HK$9.70M · loan HK$22.64M · min. income ≈ HK$242,178/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$1,374,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,771
−HK$8,326/mo
▼ 0.25% · 3.875%
HK$136,901
−HK$4,196/mo
Today · 4.125%
HK$141,097
baseline
▲ 0.50% · 4.625%
HK$149,682
+HK$8,585/mo
Deposit HK$3.23M · loan HK$29.11M · min. income ≈ HK$282,194/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,374,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,706
−HK$7,980/mo
▼ 0.25% · 3.875%
HK$151,667
−HK$4,019/mo
Today · 4.125%
HK$155,686
baseline
▲ 0.50% · 4.625%
HK$163,893
+HK$8,207/mo
Deposit HK$3.23M · loan HK$29.11M · min. income ≈ HK$311,372/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,374,785 · Scale 2, in force from 26 Feb 2026)