LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,771
−HK$4,626/mo
▼ 0.25% · 3.875%
HK$76,066
−HK$2,331/mo
Today · 4.125%
HK$78,397
baseline
▲ 0.50% · 4.625%
HK$83,167
+HK$4,770/mo
Deposit HK$16.18M · loan HK$16.18M · min. income ≈ HK$156,794/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$1,374,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,070
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$84,271
−HK$2,233/mo
Today · 4.125%
HK$86,504
baseline
▲ 0.50% · 4.625%
HK$91,063
+HK$4,559/mo
Deposit HK$16.18M · loan HK$16.18M · min. income ≈ HK$173,008/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$1,374,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,525
−HK$5,552/mo
▼ 0.25% · 3.875%
HK$91,279
−HK$2,798/mo
Today · 4.125%
HK$94,077
baseline
▲ 0.50% · 4.625%
HK$99,801
+HK$5,724/mo
Deposit HK$12.94M · loan HK$19.41M · min. income ≈ HK$188,154/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,374,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,484
−HK$5,320/mo
▼ 0.25% · 3.875%
HK$101,125
−HK$2,679/mo
Today · 4.125%
HK$103,804
baseline
▲ 0.50% · 4.625%
HK$109,276
+HK$5,472/mo
Deposit HK$12.94M · loan HK$19.41M · min. income ≈ HK$207,608/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,374,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,280
−HK$6,476/mo
▼ 0.25% · 3.875%
HK$106,492
−HK$3,264/mo
Today · 4.125%
HK$109,756
baseline
▲ 0.50% · 4.625%
HK$116,434
+HK$6,678/mo
Deposit HK$9.71M · loan HK$22.65M · min. income ≈ HK$219,512/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$1,374,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,897
−HK$6,208/mo
▼ 0.25% · 3.875%
HK$117,979
−HK$3,126/mo
Today · 4.125%
HK$121,105
baseline
▲ 0.50% · 4.625%
HK$127,489
+HK$6,384/mo
Deposit HK$9.71M · loan HK$22.65M · min. income ≈ HK$242,210/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$1,374,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,788
−HK$8,327/mo
▼ 0.25% · 3.875%
HK$136,918
−HK$4,197/mo
Today · 4.125%
HK$141,115
baseline
▲ 0.50% · 4.625%
HK$149,701
+HK$8,586/mo
Deposit HK$3.24M · loan HK$29.12M · min. income ≈ HK$282,230/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,374,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,725
−HK$7,981/mo
▼ 0.25% · 3.875%
HK$151,687
−HK$4,019/mo
Today · 4.125%
HK$155,706
baseline
▲ 0.50% · 4.625%
HK$163,914
+HK$8,208/mo
Deposit HK$3.24M · loan HK$29.12M · min. income ≈ HK$311,412/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,374,965 · Scale 2, in force from 26 Feb 2026)