LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,780
−HK$4,627/mo
▼ 0.25% · 3.875%
HK$76,075
−HK$2,332/mo
Today · 4.125%
HK$78,407
baseline
▲ 0.50% · 4.625%
HK$83,177
+HK$4,770/mo
Deposit HK$16.18M · loan HK$16.18M · min. income ≈ HK$156,814/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$1,375,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,079
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$84,281
−HK$2,233/mo
Today · 4.125%
HK$86,514
baseline
▲ 0.50% · 4.625%
HK$91,074
+HK$4,560/mo
Deposit HK$16.18M · loan HK$16.18M · min. income ≈ HK$173,028/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$1,375,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,536
−HK$5,552/mo
▼ 0.25% · 3.875%
HK$91,290
−HK$2,798/mo
Today · 4.125%
HK$94,088
baseline
▲ 0.50% · 4.625%
HK$99,813
+HK$5,725/mo
Deposit HK$12.94M · loan HK$19.41M · min. income ≈ HK$188,176/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,375,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,495
−HK$5,322/mo
▼ 0.25% · 3.875%
HK$101,137
−HK$2,680/mo
Today · 4.125%
HK$103,817
baseline
▲ 0.50% · 4.625%
HK$109,289
+HK$5,472/mo
Deposit HK$12.94M · loan HK$19.41M · min. income ≈ HK$207,634/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,375,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,292
−HK$6,477/mo
▼ 0.25% · 3.875%
HK$106,505
−HK$3,264/mo
Today · 4.125%
HK$109,769
baseline
▲ 0.50% · 4.625%
HK$116,448
+HK$6,679/mo
Deposit HK$9.71M · loan HK$22.65M · min. income ≈ HK$219,538/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$1,375,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,911
−HK$6,209/mo
▼ 0.25% · 3.875%
HK$117,993
−HK$3,127/mo
Today · 4.125%
HK$121,120
baseline
▲ 0.50% · 4.625%
HK$127,504
+HK$6,384/mo
Deposit HK$9.71M · loan HK$22.65M · min. income ≈ HK$242,240/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$1,375,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,804
−HK$8,328/mo
▼ 0.25% · 3.875%
HK$136,935
−HK$4,197/mo
Today · 4.125%
HK$141,132
baseline
▲ 0.50% · 4.625%
HK$149,719
+HK$8,587/mo
Deposit HK$3.24M · loan HK$29.12M · min. income ≈ HK$282,264/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,375,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,743
−HK$7,982/mo
▼ 0.25% · 3.875%
HK$151,705
−HK$4,020/mo
Today · 4.125%
HK$155,725
baseline
▲ 0.50% · 4.625%
HK$163,934
+HK$8,209/mo
Deposit HK$3.24M · loan HK$29.12M · min. income ≈ HK$311,450/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,375,130 · Scale 2, in force from 26 Feb 2026)