LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,780
−HK$4,627/mo
▼ 0.25% · 3.875%
HK$76,075
−HK$2,332/mo
Today · 4.125%
HK$78,407
baseline
▲ 0.50% · 4.625%
HK$83,178
+HK$4,771/mo
Deposit HK$16.18M · loan HK$16.18M · min. income ≈ HK$156,814/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$1,375,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,080
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$84,281
−HK$2,233/mo
Today · 4.125%
HK$86,514
baseline
▲ 0.50% · 4.625%
HK$91,075
+HK$4,561/mo
Deposit HK$16.18M · loan HK$16.18M · min. income ≈ HK$173,028/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$1,375,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,536
−HK$5,553/mo
▼ 0.25% · 3.875%
HK$91,290
−HK$2,799/mo
Today · 4.125%
HK$94,089
baseline
▲ 0.50% · 4.625%
HK$99,814
+HK$5,725/mo
Deposit HK$12.94M · loan HK$19.41M · min. income ≈ HK$188,178/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,375,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,496
−HK$5,321/mo
▼ 0.25% · 3.875%
HK$101,138
−HK$2,679/mo
Today · 4.125%
HK$103,817
baseline
▲ 0.50% · 4.625%
HK$109,290
+HK$5,473/mo
Deposit HK$12.94M · loan HK$19.41M · min. income ≈ HK$207,634/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,375,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,293
−HK$6,477/mo
▼ 0.25% · 3.875%
HK$106,506
−HK$3,264/mo
Today · 4.125%
HK$109,770
baseline
▲ 0.50% · 4.625%
HK$116,449
+HK$6,679/mo
Deposit HK$9.71M · loan HK$22.65M · min. income ≈ HK$219,540/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$1,375,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,912
−HK$6,208/mo
▼ 0.25% · 3.875%
HK$117,994
−HK$3,126/mo
Today · 4.125%
HK$121,120
baseline
▲ 0.50% · 4.625%
HK$127,505
+HK$6,385/mo
Deposit HK$9.71M · loan HK$22.65M · min. income ≈ HK$242,240/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$1,375,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,805
−HK$8,328/mo
▼ 0.25% · 3.875%
HK$136,936
−HK$4,197/mo
Today · 4.125%
HK$141,133
baseline
▲ 0.50% · 4.625%
HK$149,720
+HK$8,587/mo
Deposit HK$3.24M · loan HK$29.12M · min. income ≈ HK$282,266/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,375,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,744
−HK$7,982/mo
▼ 0.25% · 3.875%
HK$151,706
−HK$4,020/mo
Today · 4.125%
HK$155,726
baseline
▲ 0.50% · 4.625%
HK$163,935
+HK$8,209/mo
Deposit HK$3.24M · loan HK$29.12M · min. income ≈ HK$311,452/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,375,139 · Scale 2, in force from 26 Feb 2026)