LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,788
−HK$4,627/mo
▼ 0.25% · 3.875%
HK$76,083
−HK$2,332/mo
Today · 4.125%
HK$78,415
baseline
▲ 0.50% · 4.625%
HK$83,187
+HK$4,772/mo
Deposit HK$16.18M · loan HK$16.18M · min. income ≈ HK$156,830/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,375,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,089
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$84,290
−HK$2,234/mo
Today · 4.125%
HK$86,524
baseline
▲ 0.50% · 4.625%
HK$91,084
+HK$4,560/mo
Deposit HK$16.18M · loan HK$16.18M · min. income ≈ HK$173,048/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,375,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,546
−HK$5,552/mo
▼ 0.25% · 3.875%
HK$91,300
−HK$2,798/mo
Today · 4.125%
HK$94,098
baseline
▲ 0.50% · 4.625%
HK$99,824
+HK$5,726/mo
Deposit HK$12.94M · loan HK$19.42M · min. income ≈ HK$188,196/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,375,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,506
−HK$5,322/mo
▼ 0.25% · 3.875%
HK$101,148
−HK$2,680/mo
Today · 4.125%
HK$103,828
baseline
▲ 0.50% · 4.625%
HK$109,301
+HK$5,473/mo
Deposit HK$12.94M · loan HK$19.42M · min. income ≈ HK$207,656/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,375,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,303
−HK$6,478/mo
▼ 0.25% · 3.875%
HK$106,517
−HK$3,264/mo
Today · 4.125%
HK$109,781
baseline
▲ 0.50% · 4.625%
HK$116,461
+HK$6,680/mo
Deposit HK$9.71M · loan HK$22.65M · min. income ≈ HK$219,562/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$1,375,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,924
−HK$6,209/mo
▼ 0.25% · 3.875%
HK$118,006
−HK$3,127/mo
Today · 4.125%
HK$121,133
baseline
▲ 0.50% · 4.625%
HK$127,518
+HK$6,385/mo
Deposit HK$9.71M · loan HK$22.65M · min. income ≈ HK$242,266/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$1,375,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,819
−HK$8,329/mo
▼ 0.25% · 3.875%
HK$136,950
−HK$4,198/mo
Today · 4.125%
HK$141,148
baseline
▲ 0.50% · 4.625%
HK$149,736
+HK$8,588/mo
Deposit HK$3.24M · loan HK$29.12M · min. income ≈ HK$282,296/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,375,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,759
−HK$7,983/mo
▼ 0.25% · 3.875%
HK$151,722
−HK$4,020/mo
Today · 4.125%
HK$155,742
baseline
▲ 0.50% · 4.625%
HK$163,952
+HK$8,210/mo
Deposit HK$3.24M · loan HK$29.12M · min. income ≈ HK$311,484/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,375,282 · Scale 2, in force from 26 Feb 2026)