LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,790
−HK$4,627/mo
▼ 0.25% · 3.875%
HK$76,085
−HK$2,332/mo
Today · 4.125%
HK$78,417
baseline
▲ 0.50% · 4.625%
HK$83,189
+HK$4,772/mo
Deposit HK$16.18M · loan HK$16.18M · min. income ≈ HK$156,834/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,375,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,091
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$84,292
−HK$2,234/mo
Today · 4.125%
HK$86,526
baseline
▲ 0.50% · 4.625%
HK$91,087
+HK$4,561/mo
Deposit HK$16.18M · loan HK$16.18M · min. income ≈ HK$173,052/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,375,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,548
−HK$5,553/mo
▼ 0.25% · 3.875%
HK$91,303
−HK$2,798/mo
Today · 4.125%
HK$94,101
baseline
▲ 0.50% · 4.625%
HK$99,827
+HK$5,726/mo
Deposit HK$12.94M · loan HK$19.42M · min. income ≈ HK$188,202/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,375,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,509
−HK$5,322/mo
▼ 0.25% · 3.875%
HK$101,151
−HK$2,680/mo
Today · 4.125%
HK$103,831
baseline
▲ 0.50% · 4.625%
HK$109,304
+HK$5,473/mo
Deposit HK$12.94M · loan HK$19.42M · min. income ≈ HK$207,662/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,375,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,306
−HK$6,478/mo
▼ 0.25% · 3.875%
HK$106,520
−HK$3,264/mo
Today · 4.125%
HK$109,784
baseline
▲ 0.50% · 4.625%
HK$116,465
+HK$6,681/mo
Deposit HK$9.71M · loan HK$22.65M · min. income ≈ HK$219,568/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$1,375,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,927
−HK$6,209/mo
▼ 0.25% · 3.875%
HK$118,009
−HK$3,127/mo
Today · 4.125%
HK$121,136
baseline
▲ 0.50% · 4.625%
HK$127,522
+HK$6,386/mo
Deposit HK$9.71M · loan HK$22.65M · min. income ≈ HK$242,272/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$1,375,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,822
−HK$8,329/mo
▼ 0.25% · 3.875%
HK$136,954
−HK$4,197/mo
Today · 4.125%
HK$141,151
baseline
▲ 0.50% · 4.625%
HK$149,740
+HK$8,589/mo
Deposit HK$3.24M · loan HK$29.12M · min. income ≈ HK$282,302/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,375,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,764
−HK$7,983/mo
▼ 0.25% · 3.875%
HK$151,726
−HK$4,021/mo
Today · 4.125%
HK$155,747
baseline
▲ 0.50% · 4.625%
HK$163,956
+HK$8,209/mo
Deposit HK$3.24M · loan HK$29.12M · min. income ≈ HK$311,494/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,375,321 · Scale 2, in force from 26 Feb 2026)