LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,799
−HK$4,628/mo
▼ 0.25% · 3.875%
HK$76,095
−HK$2,332/mo
Today · 4.125%
HK$78,427
baseline
▲ 0.50% · 4.625%
HK$83,199
+HK$4,772/mo
Deposit HK$16.18M · loan HK$16.18M · min. income ≈ HK$156,854/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,375,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,101
−HK$4,436/mo
▼ 0.25% · 3.875%
HK$84,303
−HK$2,234/mo
Today · 4.125%
HK$86,537
baseline
▲ 0.50% · 4.625%
HK$91,098
+HK$4,561/mo
Deposit HK$16.18M · loan HK$16.18M · min. income ≈ HK$173,074/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,375,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,559
−HK$5,554/mo
▼ 0.25% · 3.875%
HK$91,314
−HK$2,799/mo
Today · 4.125%
HK$94,113
baseline
▲ 0.50% · 4.625%
HK$99,839
+HK$5,726/mo
Deposit HK$12.95M · loan HK$19.42M · min. income ≈ HK$188,226/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,375,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,521
−HK$5,323/mo
▼ 0.25% · 3.875%
HK$101,164
−HK$2,680/mo
Today · 4.125%
HK$103,844
baseline
▲ 0.50% · 4.625%
HK$109,318
+HK$5,474/mo
Deposit HK$12.95M · loan HK$19.42M · min. income ≈ HK$207,688/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,375,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,319
−HK$6,479/mo
▼ 0.25% · 3.875%
HK$106,533
−HK$3,265/mo
Today · 4.125%
HK$109,798
baseline
▲ 0.50% · 4.625%
HK$116,479
+HK$6,681/mo
Deposit HK$9.71M · loan HK$22.66M · min. income ≈ HK$219,596/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$1,375,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,942
−HK$6,209/mo
▼ 0.25% · 3.875%
HK$118,024
−HK$3,127/mo
Today · 4.125%
HK$121,151
baseline
▲ 0.50% · 4.625%
HK$127,538
+HK$6,387/mo
Deposit HK$9.71M · loan HK$22.66M · min. income ≈ HK$242,302/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$1,375,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,839
−HK$8,330/mo
▼ 0.25% · 3.875%
HK$136,971
−HK$4,198/mo
Today · 4.125%
HK$141,169
baseline
▲ 0.50% · 4.625%
HK$149,759
+HK$8,590/mo
Deposit HK$3.24M · loan HK$29.13M · min. income ≈ HK$282,338/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,375,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,782
−HK$7,984/mo
▼ 0.25% · 3.875%
HK$151,745
−HK$4,021/mo
Today · 4.125%
HK$155,766
baseline
▲ 0.50% · 4.625%
HK$163,977
+HK$8,211/mo
Deposit HK$3.24M · loan HK$29.13M · min. income ≈ HK$311,532/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,375,493 · Scale 2, in force from 26 Feb 2026)