LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,803
−HK$4,628/mo
▼ 0.25% · 3.875%
HK$76,099
−HK$2,332/mo
Today · 4.125%
HK$78,431
baseline
▲ 0.50% · 4.625%
HK$83,204
+HK$4,773/mo
Deposit HK$16.18M · loan HK$16.18M · min. income ≈ HK$156,862/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,375,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,105
−HK$4,436/mo
▼ 0.25% · 3.875%
HK$84,307
−HK$2,234/mo
Today · 4.125%
HK$86,541
baseline
▲ 0.50% · 4.625%
HK$91,103
+HK$4,562/mo
Deposit HK$16.18M · loan HK$16.18M · min. income ≈ HK$173,082/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,375,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,564
−HK$5,553/mo
▼ 0.25% · 3.875%
HK$91,319
−HK$2,798/mo
Today · 4.125%
HK$94,117
baseline
▲ 0.50% · 4.625%
HK$99,844
+HK$5,727/mo
Deposit HK$12.95M · loan HK$19.42M · min. income ≈ HK$188,234/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,375,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,526
−HK$5,323/mo
▼ 0.25% · 3.875%
HK$101,169
−HK$2,680/mo
Today · 4.125%
HK$103,849
baseline
▲ 0.50% · 4.625%
HK$109,323
+HK$5,474/mo
Deposit HK$12.95M · loan HK$19.42M · min. income ≈ HK$207,698/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,375,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,324
−HK$6,480/mo
▼ 0.25% · 3.875%
HK$106,538
−HK$3,266/mo
Today · 4.125%
HK$109,804
baseline
▲ 0.50% · 4.625%
HK$116,485
+HK$6,681/mo
Deposit HK$9.71M · loan HK$22.66M · min. income ≈ HK$219,608/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$1,375,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,947
−HK$6,211/mo
▼ 0.25% · 3.875%
HK$118,030
−HK$3,128/mo
Today · 4.125%
HK$121,158
baseline
▲ 0.50% · 4.625%
HK$127,544
+HK$6,386/mo
Deposit HK$9.71M · loan HK$22.66M · min. income ≈ HK$242,316/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$1,375,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,846
−HK$8,330/mo
▼ 0.25% · 3.875%
HK$136,978
−HK$4,198/mo
Today · 4.125%
HK$141,176
baseline
▲ 0.50% · 4.625%
HK$149,766
+HK$8,590/mo
Deposit HK$3.24M · loan HK$29.13M · min. income ≈ HK$282,352/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,375,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,789
−HK$7,985/mo
▼ 0.25% · 3.875%
HK$151,753
−HK$4,021/mo
Today · 4.125%
HK$155,774
baseline
▲ 0.50% · 4.625%
HK$163,985
+HK$8,211/mo
Deposit HK$3.24M · loan HK$29.13M · min. income ≈ HK$311,548/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,375,562 · Scale 2, in force from 26 Feb 2026)