LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,814
−HK$4,629/mo
▼ 0.25% · 3.875%
HK$76,110
−HK$2,333/mo
Today · 4.125%
HK$78,443
baseline
▲ 0.50% · 4.625%
HK$83,216
+HK$4,773/mo
Deposit HK$16.19M · loan HK$16.19M · min. income ≈ HK$156,886/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,375,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,117
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$84,320
−HK$2,234/mo
Today · 4.125%
HK$86,554
baseline
▲ 0.50% · 4.625%
HK$91,116
+HK$4,562/mo
Deposit HK$16.19M · loan HK$16.19M · min. income ≈ HK$173,108/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,375,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,577
−HK$5,554/mo
▼ 0.25% · 3.875%
HK$91,332
−HK$2,799/mo
Today · 4.125%
HK$94,131
baseline
▲ 0.50% · 4.625%
HK$99,859
+HK$5,728/mo
Deposit HK$12.95M · loan HK$19.42M · min. income ≈ HK$188,262/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,375,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,541
−HK$5,324/mo
▼ 0.25% · 3.875%
HK$101,184
−HK$2,681/mo
Today · 4.125%
HK$103,865
baseline
▲ 0.50% · 4.625%
HK$109,340
+HK$5,475/mo
Deposit HK$12.95M · loan HK$19.42M · min. income ≈ HK$207,730/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,375,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,340
−HK$6,480/mo
▼ 0.25% · 3.875%
HK$106,554
−HK$3,266/mo
Today · 4.125%
HK$109,820
baseline
▲ 0.50% · 4.625%
HK$116,502
+HK$6,682/mo
Deposit HK$9.71M · loan HK$22.66M · min. income ≈ HK$219,640/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$1,375,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,964
−HK$6,212/mo
▼ 0.25% · 3.875%
HK$118,048
−HK$3,128/mo
Today · 4.125%
HK$121,176
baseline
▲ 0.50% · 4.625%
HK$127,563
+HK$6,387/mo
Deposit HK$9.71M · loan HK$22.66M · min. income ≈ HK$242,352/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$1,375,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,865
−HK$8,332/mo
▼ 0.25% · 3.875%
HK$136,998
−HK$4,199/mo
Today · 4.125%
HK$141,197
baseline
▲ 0.50% · 4.625%
HK$149,789
+HK$8,592/mo
Deposit HK$3.24M · loan HK$29.13M · min. income ≈ HK$282,394/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,375,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,811
−HK$7,986/mo
▼ 0.25% · 3.875%
HK$151,776
−HK$4,021/mo
Today · 4.125%
HK$155,797
baseline
▲ 0.50% · 4.625%
HK$164,009
+HK$8,212/mo
Deposit HK$3.24M · loan HK$29.13M · min. income ≈ HK$311,594/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,375,766 · Scale 2, in force from 26 Feb 2026)