LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,816
−HK$4,629/mo
▼ 0.25% · 3.875%
HK$76,112
−HK$2,333/mo
Today · 4.125%
HK$78,445
baseline
▲ 0.50% · 4.625%
HK$83,218
+HK$4,773/mo
Deposit HK$16.19M · loan HK$16.19M · min. income ≈ HK$156,890/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,375,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,119
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$84,322
−HK$2,234/mo
Today · 4.125%
HK$86,556
baseline
▲ 0.50% · 4.625%
HK$91,118
+HK$4,562/mo
Deposit HK$16.19M · loan HK$16.19M · min. income ≈ HK$173,112/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,375,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,579
−HK$5,555/mo
▼ 0.25% · 3.875%
HK$91,334
−HK$2,800/mo
Today · 4.125%
HK$94,134
baseline
▲ 0.50% · 4.625%
HK$99,861
+HK$5,727/mo
Deposit HK$12.95M · loan HK$19.42M · min. income ≈ HK$188,268/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,375,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,543
−HK$5,324/mo
▼ 0.25% · 3.875%
HK$101,186
−HK$2,681/mo
Today · 4.125%
HK$103,867
baseline
▲ 0.50% · 4.625%
HK$109,342
+HK$5,475/mo
Deposit HK$12.95M · loan HK$19.42M · min. income ≈ HK$207,734/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,375,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,342
−HK$6,481/mo
▼ 0.25% · 3.875%
HK$106,557
−HK$3,266/mo
Today · 4.125%
HK$109,823
baseline
▲ 0.50% · 4.625%
HK$116,505
+HK$6,682/mo
Deposit HK$9.71M · loan HK$22.66M · min. income ≈ HK$219,646/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$1,375,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,967
−HK$6,211/mo
▼ 0.25% · 3.875%
HK$118,050
−HK$3,128/mo
Today · 4.125%
HK$121,178
baseline
▲ 0.50% · 4.625%
HK$127,566
+HK$6,388/mo
Deposit HK$9.71M · loan HK$22.66M · min. income ≈ HK$242,356/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$1,375,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,868
−HK$8,332/mo
▼ 0.25% · 3.875%
HK$137,001
−HK$4,199/mo
Today · 4.125%
HK$141,200
baseline
▲ 0.50% · 4.625%
HK$149,792
+HK$8,592/mo
Deposit HK$3.24M · loan HK$29.13M · min. income ≈ HK$282,400/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,375,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,815
−HK$7,986/mo
▼ 0.25% · 3.875%
HK$151,779
−HK$4,022/mo
Today · 4.125%
HK$155,801
baseline
▲ 0.50% · 4.625%
HK$164,013
+HK$8,212/mo
Deposit HK$3.24M · loan HK$29.13M · min. income ≈ HK$311,602/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,375,798 · Scale 2, in force from 26 Feb 2026)