LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,817
−HK$4,629/mo
▼ 0.25% · 3.875%
HK$76,113
−HK$2,333/mo
Today · 4.125%
HK$78,446
baseline
▲ 0.50% · 4.625%
HK$83,219
+HK$4,773/mo
Deposit HK$16.19M · loan HK$16.19M · min. income ≈ HK$156,892/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,375,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,121
−HK$4,436/mo
▼ 0.25% · 3.875%
HK$84,323
−HK$2,234/mo
Today · 4.125%
HK$86,557
baseline
▲ 0.50% · 4.625%
HK$91,120
+HK$4,563/mo
Deposit HK$16.19M · loan HK$16.19M · min. income ≈ HK$173,114/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,375,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,580
−HK$5,555/mo
▼ 0.25% · 3.875%
HK$91,336
−HK$2,799/mo
Today · 4.125%
HK$94,135
baseline
▲ 0.50% · 4.625%
HK$99,863
+HK$5,728/mo
Deposit HK$12.95M · loan HK$19.42M · min. income ≈ HK$188,270/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,375,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,545
−HK$5,324/mo
▼ 0.25% · 3.875%
HK$101,188
−HK$2,681/mo
Today · 4.125%
HK$103,869
baseline
▲ 0.50% · 4.625%
HK$109,344
+HK$5,475/mo
Deposit HK$12.95M · loan HK$19.42M · min. income ≈ HK$207,738/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,375,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,344
−HK$6,480/mo
▼ 0.25% · 3.875%
HK$106,558
−HK$3,266/mo
Today · 4.125%
HK$109,824
baseline
▲ 0.50% · 4.625%
HK$116,507
+HK$6,683/mo
Deposit HK$9.71M · loan HK$22.66M · min. income ≈ HK$219,648/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$1,375,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,969
−HK$6,211/mo
▼ 0.25% · 3.875%
HK$118,052
−HK$3,128/mo
Today · 4.125%
HK$121,180
baseline
▲ 0.50% · 4.625%
HK$127,568
+HK$6,388/mo
Deposit HK$9.71M · loan HK$22.66M · min. income ≈ HK$242,360/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$1,375,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,870
−HK$8,333/mo
▼ 0.25% · 3.875%
HK$137,003
−HK$4,200/mo
Today · 4.125%
HK$141,203
baseline
▲ 0.50% · 4.625%
HK$149,794
+HK$8,591/mo
Deposit HK$3.24M · loan HK$29.13M · min. income ≈ HK$282,406/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,375,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,817
−HK$7,986/mo
▼ 0.25% · 3.875%
HK$151,781
−HK$4,022/mo
Today · 4.125%
HK$155,803
baseline
▲ 0.50% · 4.625%
HK$164,016
+HK$8,213/mo
Deposit HK$3.24M · loan HK$29.13M · min. income ≈ HK$311,606/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,375,818 · Scale 2, in force from 26 Feb 2026)