LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,818
−HK$4,629/mo
▼ 0.25% · 3.875%
HK$76,114
−HK$2,333/mo
Today · 4.125%
HK$78,447
baseline
▲ 0.50% · 4.625%
HK$83,220
+HK$4,773/mo
Deposit HK$16.19M · loan HK$16.19M · min. income ≈ HK$156,894/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,375,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,122
−HK$4,436/mo
▼ 0.25% · 3.875%
HK$84,324
−HK$2,234/mo
Today · 4.125%
HK$86,558
baseline
▲ 0.50% · 4.625%
HK$91,121
+HK$4,563/mo
Deposit HK$16.19M · loan HK$16.19M · min. income ≈ HK$173,116/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,375,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,581
−HK$5,555/mo
▼ 0.25% · 3.875%
HK$91,337
−HK$2,799/mo
Today · 4.125%
HK$94,136
baseline
▲ 0.50% · 4.625%
HK$99,864
+HK$5,728/mo
Deposit HK$12.95M · loan HK$19.42M · min. income ≈ HK$188,272/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,375,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,546
−HK$5,324/mo
▼ 0.25% · 3.875%
HK$101,189
−HK$2,681/mo
Today · 4.125%
HK$103,870
baseline
▲ 0.50% · 4.625%
HK$109,345
+HK$5,475/mo
Deposit HK$12.95M · loan HK$19.42M · min. income ≈ HK$207,740/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,375,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,345
−HK$6,481/mo
▼ 0.25% · 3.875%
HK$106,560
−HK$3,266/mo
Today · 4.125%
HK$109,826
baseline
▲ 0.50% · 4.625%
HK$116,508
+HK$6,682/mo
Deposit HK$9.71M · loan HK$22.66M · min. income ≈ HK$219,652/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$1,375,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,970
−HK$6,212/mo
▼ 0.25% · 3.875%
HK$118,054
−HK$3,128/mo
Today · 4.125%
HK$121,182
baseline
▲ 0.50% · 4.625%
HK$127,569
+HK$6,387/mo
Deposit HK$9.71M · loan HK$22.66M · min. income ≈ HK$242,364/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$1,375,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,872
−HK$8,332/mo
▼ 0.25% · 3.875%
HK$137,005
−HK$4,199/mo
Today · 4.125%
HK$141,204
baseline
▲ 0.50% · 4.625%
HK$149,796
+HK$8,592/mo
Deposit HK$3.24M · loan HK$29.14M · min. income ≈ HK$282,408/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,375,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,819
−HK$7,986/mo
▼ 0.25% · 3.875%
HK$151,783
−HK$4,022/mo
Today · 4.125%
HK$155,805
baseline
▲ 0.50% · 4.625%
HK$164,018
+HK$8,213/mo
Deposit HK$3.24M · loan HK$29.14M · min. income ≈ HK$311,610/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,375,836 · Scale 2, in force from 26 Feb 2026)