LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,826
−HK$4,630/mo
▼ 0.25% · 3.875%
HK$76,123
−HK$2,333/mo
Today · 4.125%
HK$78,456
baseline
▲ 0.50% · 4.625%
HK$83,230
+HK$4,774/mo
Deposit HK$16.19M · loan HK$16.19M · min. income ≈ HK$156,912/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,375,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,131
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$84,334
−HK$2,234/mo
Today · 4.125%
HK$86,568
baseline
▲ 0.50% · 4.625%
HK$91,132
+HK$4,564/mo
Deposit HK$16.19M · loan HK$16.19M · min. income ≈ HK$173,136/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,375,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,592
−HK$5,555/mo
▼ 0.25% · 3.875%
HK$91,347
−HK$2,800/mo
Today · 4.125%
HK$94,147
baseline
▲ 0.50% · 4.625%
HK$99,876
+HK$5,729/mo
Deposit HK$12.95M · loan HK$19.43M · min. income ≈ HK$188,294/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,375,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,557
−HK$5,325/mo
▼ 0.25% · 3.875%
HK$101,201
−HK$2,681/mo
Today · 4.125%
HK$103,882
baseline
▲ 0.50% · 4.625%
HK$109,358
+HK$5,476/mo
Deposit HK$12.95M · loan HK$19.43M · min. income ≈ HK$207,764/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,375,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,357
−HK$6,481/mo
▼ 0.25% · 3.875%
HK$106,572
−HK$3,266/mo
Today · 4.125%
HK$109,838
baseline
▲ 0.50% · 4.625%
HK$116,522
+HK$6,684/mo
Deposit HK$9.71M · loan HK$22.66M · min. income ≈ HK$219,676/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$1,375,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,984
−HK$6,212/mo
▼ 0.25% · 3.875%
HK$118,067
−HK$3,129/mo
Today · 4.125%
HK$121,196
baseline
▲ 0.50% · 4.625%
HK$127,584
+HK$6,388/mo
Deposit HK$9.71M · loan HK$22.66M · min. income ≈ HK$242,392/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$1,375,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,888
−HK$8,333/mo
▼ 0.25% · 3.875%
HK$137,021
−HK$4,200/mo
Today · 4.125%
HK$141,221
baseline
▲ 0.50% · 4.625%
HK$149,814
+HK$8,593/mo
Deposit HK$3.24M · loan HK$29.14M · min. income ≈ HK$282,442/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,375,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,836
−HK$7,987/mo
▼ 0.25% · 3.875%
HK$151,801
−HK$4,022/mo
Today · 4.125%
HK$155,823
baseline
▲ 0.50% · 4.625%
HK$164,037
+HK$8,214/mo
Deposit HK$3.24M · loan HK$29.14M · min. income ≈ HK$311,646/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,375,997 · Scale 2, in force from 26 Feb 2026)