LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,829
−HK$4,629/mo
▼ 0.25% · 3.875%
HK$76,125
−HK$2,333/mo
Today · 4.125%
HK$78,458
baseline
▲ 0.50% · 4.625%
HK$83,232
+HK$4,774/mo
Deposit HK$16.19M · loan HK$16.19M · min. income ≈ HK$156,916/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,376,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,134
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$84,336
−HK$2,235/mo
Today · 4.125%
HK$86,571
baseline
▲ 0.50% · 4.625%
HK$91,134
+HK$4,563/mo
Deposit HK$16.19M · loan HK$16.19M · min. income ≈ HK$173,142/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,376,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,594
−HK$5,556/mo
▼ 0.25% · 3.875%
HK$91,350
−HK$2,800/mo
Today · 4.125%
HK$94,150
baseline
▲ 0.50% · 4.625%
HK$99,879
+HK$5,729/mo
Deposit HK$12.95M · loan HK$19.43M · min. income ≈ HK$188,300/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,376,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,560
−HK$5,325/mo
▼ 0.25% · 3.875%
HK$101,204
−HK$2,681/mo
Today · 4.125%
HK$103,885
baseline
▲ 0.50% · 4.625%
HK$109,361
+HK$5,476/mo
Deposit HK$12.95M · loan HK$19.43M · min. income ≈ HK$207,770/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,376,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,360
−HK$6,482/mo
▼ 0.25% · 3.875%
HK$106,575
−HK$3,267/mo
Today · 4.125%
HK$109,842
baseline
▲ 0.50% · 4.625%
HK$116,525
+HK$6,683/mo
Deposit HK$9.71M · loan HK$22.66M · min. income ≈ HK$219,684/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$1,376,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,987
−HK$6,212/mo
▼ 0.25% · 3.875%
HK$118,071
−HK$3,128/mo
Today · 4.125%
HK$121,199
baseline
▲ 0.50% · 4.625%
HK$127,588
+HK$6,389/mo
Deposit HK$9.71M · loan HK$22.66M · min. income ≈ HK$242,398/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$1,376,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,891
−HK$8,334/mo
▼ 0.25% · 3.875%
HK$137,025
−HK$4,200/mo
Today · 4.125%
HK$141,225
baseline
▲ 0.50% · 4.625%
HK$149,818
+HK$8,593/mo
Deposit HK$3.24M · loan HK$29.14M · min. income ≈ HK$282,450/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,376,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,840
−HK$7,988/mo
▼ 0.25% · 3.875%
HK$151,805
−HK$4,023/mo
Today · 4.125%
HK$155,828
baseline
▲ 0.50% · 4.625%
HK$164,042
+HK$8,214/mo
Deposit HK$3.24M · loan HK$29.14M · min. income ≈ HK$311,656/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,376,035 · Scale 2, in force from 26 Feb 2026)