LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,835
−HK$4,630/mo
▼ 0.25% · 3.875%
HK$76,132
−HK$2,333/mo
Today · 4.125%
HK$78,465
baseline
▲ 0.50% · 4.625%
HK$83,240
+HK$4,775/mo
Deposit HK$16.19M · loan HK$16.19M · min. income ≈ HK$156,930/mo (50% DSR)
Upfront cash ≈ HK$17.57M (deposit + AVD stamp duty HK$1,376,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,141
−HK$4,438/mo
▼ 0.25% · 3.875%
HK$84,344
−HK$2,235/mo
Today · 4.125%
HK$86,579
baseline
▲ 0.50% · 4.625%
HK$91,142
+HK$4,563/mo
Deposit HK$16.19M · loan HK$16.19M · min. income ≈ HK$173,158/mo (50% DSR)
Upfront cash ≈ HK$17.57M (deposit + AVD stamp duty HK$1,376,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,602
−HK$5,556/mo
▼ 0.25% · 3.875%
HK$91,358
−HK$2,800/mo
Today · 4.125%
HK$94,158
baseline
▲ 0.50% · 4.625%
HK$99,888
+HK$5,730/mo
Deposit HK$12.95M · loan HK$19.43M · min. income ≈ HK$188,316/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,376,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,569
−HK$5,325/mo
▼ 0.25% · 3.875%
HK$101,213
−HK$2,681/mo
Today · 4.125%
HK$103,894
baseline
▲ 0.50% · 4.625%
HK$109,371
+HK$5,477/mo
Deposit HK$12.95M · loan HK$19.43M · min. income ≈ HK$207,788/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,376,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,369
−HK$6,482/mo
▼ 0.25% · 3.875%
HK$106,585
−HK$3,266/mo
Today · 4.125%
HK$109,851
baseline
▲ 0.50% · 4.625%
HK$116,536
+HK$6,685/mo
Deposit HK$9.71M · loan HK$22.67M · min. income ≈ HK$219,702/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$1,376,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,997
−HK$6,213/mo
▼ 0.25% · 3.875%
HK$118,081
−HK$3,129/mo
Today · 4.125%
HK$121,210
baseline
▲ 0.50% · 4.625%
HK$127,599
+HK$6,389/mo
Deposit HK$9.71M · loan HK$22.67M · min. income ≈ HK$242,420/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$1,376,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,903
−HK$8,334/mo
▼ 0.25% · 3.875%
HK$137,037
−HK$4,200/mo
Today · 4.125%
HK$141,237
baseline
▲ 0.50% · 4.625%
HK$149,831
+HK$8,594/mo
Deposit HK$3.24M · loan HK$29.14M · min. income ≈ HK$282,474/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,376,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,854
−HK$7,988/mo
▼ 0.25% · 3.875%
HK$151,819
−HK$4,023/mo
Today · 4.125%
HK$155,842
baseline
▲ 0.50% · 4.625%
HK$164,056
+HK$8,214/mo
Deposit HK$3.24M · loan HK$29.14M · min. income ≈ HK$311,684/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,376,159 · Scale 2, in force from 26 Feb 2026)