LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,838
−HK$4,630/mo
▼ 0.25% · 3.875%
HK$76,134
−HK$2,334/mo
Today · 4.125%
HK$78,468
baseline
▲ 0.50% · 4.625%
HK$83,243
+HK$4,775/mo
Deposit HK$16.19M · loan HK$16.19M · min. income ≈ HK$156,936/mo (50% DSR)
Upfront cash ≈ HK$17.57M (deposit + AVD stamp duty HK$1,376,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,144
−HK$4,438/mo
▼ 0.25% · 3.875%
HK$84,347
−HK$2,235/mo
Today · 4.125%
HK$86,582
baseline
▲ 0.50% · 4.625%
HK$91,145
+HK$4,563/mo
Deposit HK$16.19M · loan HK$16.19M · min. income ≈ HK$173,164/mo (50% DSR)
Upfront cash ≈ HK$17.57M (deposit + AVD stamp duty HK$1,376,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,605
−HK$5,557/mo
▼ 0.25% · 3.875%
HK$91,361
−HK$2,801/mo
Today · 4.125%
HK$94,162
baseline
▲ 0.50% · 4.625%
HK$99,891
+HK$5,729/mo
Deposit HK$12.95M · loan HK$19.43M · min. income ≈ HK$188,324/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,376,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,572
−HK$5,326/mo
▼ 0.25% · 3.875%
HK$101,216
−HK$2,682/mo
Today · 4.125%
HK$103,898
baseline
▲ 0.50% · 4.625%
HK$109,375
+HK$5,477/mo
Deposit HK$12.95M · loan HK$19.43M · min. income ≈ HK$207,796/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,376,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,373
−HK$6,482/mo
▼ 0.25% · 3.875%
HK$106,588
−HK$3,267/mo
Today · 4.125%
HK$109,855
baseline
▲ 0.50% · 4.625%
HK$116,540
+HK$6,685/mo
Deposit HK$9.71M · loan HK$22.67M · min. income ≈ HK$219,710/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$1,376,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,001
−HK$6,213/mo
▼ 0.25% · 3.875%
HK$118,085
−HK$3,129/mo
Today · 4.125%
HK$121,214
baseline
▲ 0.50% · 4.625%
HK$127,604
+HK$6,390/mo
Deposit HK$9.71M · loan HK$22.67M · min. income ≈ HK$242,428/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$1,376,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,908
−HK$8,334/mo
▼ 0.25% · 3.875%
HK$137,042
−HK$4,200/mo
Today · 4.125%
HK$141,242
baseline
▲ 0.50% · 4.625%
HK$149,837
+HK$8,595/mo
Deposit HK$3.24M · loan HK$29.14M · min. income ≈ HK$282,484/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,376,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,859
−HK$7,988/mo
▼ 0.25% · 3.875%
HK$151,824
−HK$4,023/mo
Today · 4.125%
HK$155,847
baseline
▲ 0.50% · 4.625%
HK$164,062
+HK$8,215/mo
Deposit HK$3.24M · loan HK$29.14M · min. income ≈ HK$311,694/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,376,206 · Scale 2, in force from 26 Feb 2026)