LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,842
−HK$4,630/mo
▼ 0.25% · 3.875%
HK$76,138
−HK$2,334/mo
Today · 4.125%
HK$78,472
baseline
▲ 0.50% · 4.625%
HK$83,247
+HK$4,775/mo
Deposit HK$16.19M · loan HK$16.19M · min. income ≈ HK$156,944/mo (50% DSR)
Upfront cash ≈ HK$17.57M (deposit + AVD stamp duty HK$1,376,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,148
−HK$4,438/mo
▼ 0.25% · 3.875%
HK$84,351
−HK$2,235/mo
Today · 4.125%
HK$86,586
baseline
▲ 0.50% · 4.625%
HK$91,150
+HK$4,564/mo
Deposit HK$16.19M · loan HK$16.19M · min. income ≈ HK$173,172/mo (50% DSR)
Upfront cash ≈ HK$17.57M (deposit + AVD stamp duty HK$1,376,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,610
−HK$5,556/mo
▼ 0.25% · 3.875%
HK$91,366
−HK$2,800/mo
Today · 4.125%
HK$94,166
baseline
▲ 0.50% · 4.625%
HK$99,896
+HK$5,730/mo
Deposit HK$12.95M · loan HK$19.43M · min. income ≈ HK$188,332/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,376,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,578
−HK$5,325/mo
▼ 0.25% · 3.875%
HK$101,221
−HK$2,682/mo
Today · 4.125%
HK$103,903
baseline
▲ 0.50% · 4.625%
HK$109,380
+HK$5,477/mo
Deposit HK$12.95M · loan HK$19.43M · min. income ≈ HK$207,806/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,376,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,378
−HK$6,483/mo
▼ 0.25% · 3.875%
HK$106,594
−HK$3,267/mo
Today · 4.125%
HK$109,861
baseline
▲ 0.50% · 4.625%
HK$116,546
+HK$6,685/mo
Deposit HK$9.71M · loan HK$22.67M · min. income ≈ HK$219,722/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$1,376,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,007
−HK$6,214/mo
▼ 0.25% · 3.875%
HK$118,092
−HK$3,129/mo
Today · 4.125%
HK$121,221
baseline
▲ 0.50% · 4.625%
HK$127,610
+HK$6,389/mo
Deposit HK$9.71M · loan HK$22.67M · min. income ≈ HK$242,442/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$1,376,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,915
−HK$8,335/mo
▼ 0.25% · 3.875%
HK$137,049
−HK$4,201/mo
Today · 4.125%
HK$141,250
baseline
▲ 0.50% · 4.625%
HK$149,844
+HK$8,594/mo
Deposit HK$3.24M · loan HK$29.14M · min. income ≈ HK$282,500/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,376,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,866
−HK$7,989/mo
▼ 0.25% · 3.875%
HK$151,832
−HK$4,023/mo
Today · 4.125%
HK$155,855
baseline
▲ 0.50% · 4.625%
HK$164,070
+HK$8,215/mo
Deposit HK$3.24M · loan HK$29.14M · min. income ≈ HK$311,710/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,376,277 · Scale 2, in force from 26 Feb 2026)