LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,843
−HK$4,631/mo
▼ 0.25% · 3.875%
HK$76,140
−HK$2,334/mo
Today · 4.125%
HK$78,474
baseline
▲ 0.50% · 4.625%
HK$83,249
+HK$4,775/mo
Deposit HK$16.19M · loan HK$16.19M · min. income ≈ HK$156,948/mo (50% DSR)
Upfront cash ≈ HK$17.57M (deposit + AVD stamp duty HK$1,376,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,150
−HK$4,438/mo
▼ 0.25% · 3.875%
HK$84,353
−HK$2,235/mo
Today · 4.125%
HK$86,588
baseline
▲ 0.50% · 4.625%
HK$91,153
+HK$4,565/mo
Deposit HK$16.19M · loan HK$16.19M · min. income ≈ HK$173,176/mo (50% DSR)
Upfront cash ≈ HK$17.57M (deposit + AVD stamp duty HK$1,376,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,612
−HK$5,557/mo
▼ 0.25% · 3.875%
HK$91,368
−HK$2,801/mo
Today · 4.125%
HK$94,169
baseline
▲ 0.50% · 4.625%
HK$99,899
+HK$5,730/mo
Deposit HK$12.95M · loan HK$19.43M · min. income ≈ HK$188,338/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,376,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,580
−HK$5,326/mo
▼ 0.25% · 3.875%
HK$101,224
−HK$2,682/mo
Today · 4.125%
HK$103,906
baseline
▲ 0.50% · 4.625%
HK$109,383
+HK$5,477/mo
Deposit HK$12.95M · loan HK$19.43M · min. income ≈ HK$207,812/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,376,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,381
−HK$6,483/mo
▼ 0.25% · 3.875%
HK$106,596
−HK$3,268/mo
Today · 4.125%
HK$109,864
baseline
▲ 0.50% · 4.625%
HK$116,549
+HK$6,685/mo
Deposit HK$9.72M · loan HK$22.67M · min. income ≈ HK$219,728/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$1,376,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,010
−HK$6,214/mo
▼ 0.25% · 3.875%
HK$118,095
−HK$3,129/mo
Today · 4.125%
HK$121,224
baseline
▲ 0.50% · 4.625%
HK$127,614
+HK$6,390/mo
Deposit HK$9.72M · loan HK$22.67M · min. income ≈ HK$242,448/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$1,376,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,918
−HK$8,335/mo
▼ 0.25% · 3.875%
HK$137,053
−HK$4,200/mo
Today · 4.125%
HK$141,253
baseline
▲ 0.50% · 4.625%
HK$149,848
+HK$8,595/mo
Deposit HK$3.24M · loan HK$29.15M · min. income ≈ HK$282,506/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,376,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,870
−HK$7,989/mo
▼ 0.25% · 3.875%
HK$151,836
−HK$4,023/mo
Today · 4.125%
HK$155,859
baseline
▲ 0.50% · 4.625%
HK$164,075
+HK$8,216/mo
Deposit HK$3.24M · loan HK$29.15M · min. income ≈ HK$311,718/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$1,376,313 · Scale 2, in force from 26 Feb 2026)